KYC Operations Senior Analyst - Deactivations

Job description

Job Responsibilities

Conduct Enhanced Due Diligence (EDD) reviews based on customer’s risk profile. Take frequent risk based approach decisions while conducting customer reviews ensuring risk management standards are met. Review customer transaction history and provide insights into customer behaviour patterns that may indicate risks. Conduct periodic reviews and analyse changes in customers history and account usage. Review and assess high risk customer reports to provide analysis and approval as per the set policies and procedures.

Exercise discretion in setting priorities, identifying customer records that require further review and taking action to obtain and follow-up on the information and/or documentation requested. Ensure that information and documentation provided by customers meet our risk appetite for onboarding and maintaining high risk customers. Conduct in depth analysis, using provided documentation or external sources (e.g. websites and company registries) ensuring that only customers within risk appetite are onboarded.

Perform searches utilising internet sources and/or third-party vendors to obtain information on prospects and new/existing customers. Communicate with other internal teams when required to handle escalated or complicated cases. Provide guidance and responses to daily inquiries from peers, front-line and management regarding complex matters and case analysis, when appropriate. Maintain a high understanding of AML/CFT Regulations and how these impact the business, as well as Wise products and services.

Taking part in and leading projects related to the team processes and guidelines. Assist in identifying improvement opportunities and contribute to policy updates, training materials, and standard operating procedures. Support Wise in internal and external audits and regulatory process related queries reviews. Effective communication with customers by the relevant communication channels that the team operates with. Perform your tasks and responsibilities within the expected key performance indicators set by the leadership team.

Qualifications

A minimum of 2+ years of experience in Operations or financial services, (preferably in CDD/EDD/AML or compliance roles).

Education

Bachelor’s degree in Finance, Business Administration, Law, or related field Certifications: ICA, CAMS, or equivalent certification (EDD/AML focused) Any external training on EDD/AML topics. Familiarity reading legal and regulatory documents. Additional language skills are a plus