Project Finance & Infrastructure Credit Officer

Job description

For the portfolio of clients under the Credit Officer’s responsibility, day to day responsibilities include but are not limited to the following: Credit assessment of Project Finance including Renewables, Data Centers and Infrastructure Finance. Provide detailed explanation of the obligor considered, including analysis of historical performance of existing activities, highlight the key risk factors. Provide approval or recommendation for approval based upon the proposed transaction being considered, document recommendation for final decision.

Validation of Obligor Risk Ratings, Basle 4 parameters (LGDs), other financial metrics. Ongoing monitoring of the credit quality of the portfolio (quarterly portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process. Track credit and market trends in bank and bond markets. Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.

Contribution to Bank’s credit policy guidelines and overall risk appetite. Participate in setting the global risk appetite for financing initiatives. Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)