Associate, Business Credit OfficeMexico

Job description

Increasing lending portfolio

Contribute with RMs to structure credit short-termed or long-termed financial solutions for corporate customers: Identify and assess risks of these financings in order to ensure that credit risk is properly mitigated and the deal complies with Mexican banking regulation and internal policies of HSBC. Prepare Credit applications 100% written in English where the analyst is expected to undertake an exhaustive assessment of the customer that includes: analysis of financial statements, industry analysis, annual projections of customers to predict repayment capacity Work closely with Relationship Managers and clients to monitor compliance of financial and non-financial terms of the lending portfolio in order to detect a negative trend of the customer or industry that would ultimately have effects on our customers.

Ensure completeness of the credit file in order to facilitate operations of credits (payments and disbursements). Strong analysis skills 2 years of credit analysis experience Ability to understand business and industry drivers. Proactive communication / partnership with Relationship Managers and supporting groups. Strong organization skills and ability to manage / sequence multiple deliverables. Strong written and oral communication skills BS/ BA in Economy, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering, Chemical Engineering.

Proficient in English Financial Statement Analysis Basic knowledge of derivatives