NPE Portfolio Analysis Specialist

Job description

At Alpha Bank we are shaping the future of banking in Greece. Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers. We understand our Customers’ needs and design experiences around them. We work in partnership and invite diversity of skills and perspectives. We are forward-thinking and drive continuous improvement. We make things happen; we execute quickly and focus on what is essential.

If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you! Join our team #AlphaBank #WeAreAlpha #EnablingProgress #AlphaCulture #ValuesThatLead #OneTeamOnePurpose Purpose As a NPE Portfolio Analysis Specialist, you will be responsible for conducting in-depth analyses on the development of figures and strategy design for the non-performing exposures (Wholesale and Retail) in Greece.

What you will be doing

• Conduct in-depth analysis of non-performing loan portfolios, including assessing loan performance, identifying trends, and evaluating risks and opportunities
• Collaborate with team members to assess the performance of external servicers based on key performance indicators (KPIs) and develop strategies for improvement where necessary
• Monitor service level agreements (SLAs) with external servicers to ensure that agreed-upon performance standards are met
• Oversee the servicing fees and KPIs related to the management of non-performing loan portfolios
• Assist in the preparation, monitoring, and assessment of the budget for servicing, legal fees and REOs in coordination with the NPE Portfolio Analysis Manager
• Support the development of business analytics tools and models to enhance the monitoring and evaluation of NPE portfolios, providing actionable insights for decision-making
• Oversee the performance of securitized portfolios and recommend remedial actions as necessary to optimize portfolio performance
• Report on and maintain the performance of securitized portfolios, ensuring accurate and timely submission to stakeholders
• Develop and apply portfolio monitoring models using analytical tools, for data processing and model implementation What you need to have A Bachelor’s degree in Finance, Business, Engineering or related field A Master’s degree in analytics, financial management, operational research or MBA (desired) Experience in a financial institution, credit management services company or advisory firm Experience in any of NPL/NPE strategy, project management, Transaction/M&A, portfolio and credit risk management, and process improvement
• Strong analytical thinking, problem-solving, attention to detail What we offer It’s all about our people.

At Alpha Bank, you will enjoy

A friendly and collaborative working environment that supports taking initiative and action A culture that centers around learning and continuous development and encourages everyone to bring their best self to work The opportunity to challenge your thinking through your participation in complex tasks and transformation projects Being part of a large organization with a leading role in the Greek economy and a strong presence in the community Flexible working options A competitive salary and benefits All applications will be acknowledged and treated in utmost confidence.