Senior Software Engineer (IC3 - Backend)

Job description

About Servicing Platform At Wise, we are on a mission to build money without borders -instant, convenient, transparent and eventually free.

Behind every transaction lies a critical responsibility

holding over £20B+ in customer balances, moving £145B+ across borders annually and protecting innocent customers from fraudsters, sanctioned entities and financial crime. The Servicing Platform sits at the very heart of this mission. We build the foundational identity engines, high-throughput risk platforms and real-time APIs that power all customer servicing, onboarding and risk decisions across Wise globally. As Wise expands its engineering presence in Hyderabad, we are building core execution capability to modernize our identity and risk infrastructure.

As a Backend Engineer (IC3), you will tackle real-time scale challenges, execute complex system migrations and onboard products to next-generation risk APIs that gate billions in cross-currency volume. What You Will Be Working On You will join a high-velocity engineering squad focused on platform adoption and system reliability: Platform Implementation & Migrations: Drive the hands-on technical integration of Wise products onto our modernized Identity, Account and Risk APIs.

You will unblock product and FinCrime squads by executing key migrations such as deprecating legacy models and services and improving integrations into Fin Crime domains.

High-Performance Infrastructure

Build, maintain and optimize low-latency, high-availability microservices. You’ll work toward achieving sub second risk check speeds for real-time transactions.

Data Lineage & Governance

Implement robust schemas, data contracts and immutable data flows to ensure complete auditability and data consistency across the full customer and transaction lifecycle.

Operational Excellence

Maintain the operational health (SLAs/SLOs, monitoring, alerting) of critical platform components. Participate in incident resolution and post-mortems to ensure zero downtime for money moving out of Wise.

Global Collaboration

Work closely with cross-functional teams (Product, FinCrime, Risk Assessment) and engineering peers across London, Tallinn and Hyderabad.