Loan Originator - East Region

Job description

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market.

Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years) Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team?

We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility You come to join focused, highly collaborative team at a great company As the Loan Originator, primary responsibilities include: Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.

Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages. Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client’s desired loan program. Pull and analyze credit and compare for accuracy with the borrower’s statements. Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.

Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower. Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.

Job Requirements

Must meet all NMLS requirements. Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills. Must be a self starter, motivated, energetic, with excellent time-management skills. Minimum of 3 years mortgage banking experience.

Benefits

Medical Insurance

• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long term

Disability Insurance

• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits

Pet Insurance Compensation

• The minimum estimated hourly rate for this role is $15.00, along with eligibility to earn monthly commissions. Actual pay rate may vary based on several factors, such as a candidate’s location , qualifications, skills, and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.