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Tata Consultancy Services · Bengaluru

Senior Business Analyst - Payments

BengaluruSenior individual contributorOperations

Last seen on Tata Consultancy Services’s official careers site on August 1, 2026; it may have closed since.

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Job description

Location

Thane/ Bangalore/Chennai/Pune Required Technical Skill Set

  • Strong functional background and understanding of Payments Processing both international and domestic clearing. This is in the interbank payments space (e.g. payments like RTGS , NEFT , IMPS , SWIFT ,SEPA , CHIPS , FEDWIRE , BACS , NACH , NACHA , FPS , BACS , CHAPS , SIC , CBPR+ ..)
  • Experience on ISO20022 Payments standards
  • Experience on difference scheme of products – Real Time Payments, Credit Transfers , Bill Payments , Direct Debits; Credit Card / Debit card payments
  • Capable to handle multiple stakeholders from business requirement collection with customers ( Bank staff / teams)
  • Capability to prepare business requirements and solution specification documents
  • Experience of working in Payments Processing in a Bank or in Payments Processing Products ( FIS , FISERV , Finastra , ACI , Temenos , Finacle, Bottomline , Intellect Design Arena, Tsys , Logica, CGI , Montran, )

Must Have

  • Above mentioned

Skills & Experience

  • Exposure to Customer-facing roles or Prospect interactions is MUST
  • Good analytical abilities

Good Communication skills Role descriptions

  • Working with the Customer to understand the business requirements
  • Understand the TCS BaNCS product and map the requirements to the product capabilities
  • Implement TCS BaNCS solution in customer environment
  • Working with the Product Development team to review & verify the expected functionality / enhancement in the product
  • Create thought leadership content and create differentiated solutions (e.g. AI in Payments)
  • Make presentations and demonstrate TCS BaNCS solution to customers and prospects
  • Study Regulatory and Market standard evolution in Payments and translate that into business Requirements

Qualifications

BACHELOR OF ENGINEERING

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