Trainee

Job description

Credit analysis Conduct credit analysis for corporate counterparts by preparing concise, critical and well-argued credit proposals on new request and renewals of credit facilities. Evaluate and make recommendation on credit limits requested from coverage team and business lines based on bank’s risk appetite and client’s credit profile. Conduct regular and timely annual reviews and credit facility renewals. Review and assess client’s obligor rating at least annually, or as driven by special events and maintain valid ratings in the Bank’s rating tool.

Continue to improve credit file productivity and processing efficiency and respond in timely manner to credit requests. Expedite and manage the credit approval process by liaising with relevant approvers and RISQ officers. Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients Back up and support other credit analysts. Assist in special projects or assignments as requested by team head.

Reporting Support for week deal flow generation, annual review tracking and monitoring, credit volume statistics and portfolio analytics. Also act as a back-up support to our data analyst within CPM. Assist other credit analysts to monitor credit exposure/overshoots, concentration risk, financial covenants and credit conditions; verify data and support reporting requirements related to these areas.