Financial Institution - Private Equity, Structured Credit Senior Credit Officer

Job description

For the portfolio of clients under the Senior Credit Officer’s responsibility, day to day responsibilities include but are not limited to the following: RESPONSIBILITIES: Credit assessment of the counterparty and underlying asset(s) being traded/financed. Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors. Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision.

Validation of Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics. Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process. Track credit and market trends on individual asset classes. Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.

Contribution to Bank’s credit policy guidelines and overall risk appetite. Participate in setting the global risk appetite for financing initiatives. Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)