Credit Analyst

Job description

As a Credit Analyst you will be based in Poland but people who will become your closest business partners are in Germany. Their day-to-day job consists of preparing credit applications for corporate clients and so will yours, as you will be assigned a portfolio of clients to contribute to the team’s goals. This opportunity will enable you to use English (or German if you feel comfortable with it) on daily basis and provide you with new level of professional challenges.

In this role you will gain exposure to a wide variety of projects and interesting cases. If expanding your knowledge and expertise is what you seek, you will enjoy the opportunity to deepen your understanding of credit analysis and develop a robust skill set that will serve as a strong foundation for your future career.

Your future scope of responsibility will cover

Preparing credit applications (annual reviews/interim credit requests/credit opinions etc.) in compliance with guidelines, procedures and timelines Writing a clear and concise credit analysis based on a general study of the counterparty and the understanding of the proposed transaction (nature of the line, maturity, amount) Checking the compliance of the credit request with the existing company policies

Commenting on the terms and conditions as appropriate (structure, amount, collateral, credit matters defined in the legal documentation) Issuing an autonomous credit opinion and giving a relevant recommendation Launching credit applications in company electronic tool for signatures and collecting the appropriate sign-offs Assigning obligor ratings and uploading it in company tool

Monitoring of assigned credit portfolio Cooperating with both Warsaw and Frankfurt teams, participating in regular operational review calls and reporting