Associate, Corporate Credit Risk Management, China

Job description

Associate, Corporate Credit Risk Management, China Country: China Key Responsibilities:

• Rating Analysis Analyse each of the names, prepare its corresponding rating, and manage the rating validation process.
• Risk Approval In cooperation with bankers and product partners, manage the approval process for group limit, client level credit facilities/transactions and etc. This includes assessment of the deliverability and suitability of the business plan, credit facility structure, conditions, risk mitigation and making recommendations, as appropriate.
• Portfolio Monitoring Post-approval monitoring of transactions and credit lines, control of global exposure and utilization, and watch information arising about the portfolio and update consequently rating and limit classifications; relevant regulatory monitoring, data reporting etc.
• Risk Culture Contribute to the Santander culture that risk is everyone’s responsibility.

Requirements

• Minimum University degree is required.
• Around 5 years of corporate credit or risk management experience including corporate credit risk analysis, business case evaluation, approval process experience.
• Good understanding of Chinese market and business environment.
• Corporate and trade finance products background is valued.
• Solid understanding of quantitative risk measurement tools.
• Strong financial analysis skills
• Strong presentation skills

Languages

• English & Mandarin required. Other language like Spanish is a plus.

Various

Sound Excel, Word and PowerPoint skills. Able to work under pressure. Ability to work in a team environment.