Business Finance Commercial Banking – AVP

Job description

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.

But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can.

Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Why Join As a Business Finance Support, you'll be the backbone of our business banking operations, ensuring seamless delivery of financial services to our customers. You'll take pride in knowing that your work directly impacts the growth and success of businesses in Singapore. Join us and be part of a team that's dedicated to making a difference.

How you succeed To excel in this role, you'll need to be meticulous, organized, and have a keen eye for detail. You'll work closely with our business banking team to provide administrative support, ensuring that all financial transactions are accurate and timely. Your ability to prioritize tasks, manage multiple projects, and maintain confidentiality will be essential to your success. What you do The analyst supports the financial planning, performance management and business decision-making processes for the Emerging Business and Middle Market segments in the Commercial Banking franchise.

The role partners closely with Finance, Product, Sales, Relationship Management, Risk, Operations and Strategy teams to provide timely financial analysis, management reporting, budgeting, forecasting and business insights.

Responsibilities

Financial Planning and Forecasting

• Support the annual budgeting process and periodic forecasting exercises
• Assist in preparing financial projections covering revenue drivers and expenses
• Track performance against budget and forecast, highlighting key variances and underlying drivers

Management Reporting and Performance Analysis

• Produce regular management reports and insights for the stakeholders
• Analyse trends in loan and deposit growth, interest income and margins, fee income, customer acquisition, operating expenses, productivity and portfolio profitability
• Monitor key financial and business KPIs and provide actionable insights to management

Business Partnering

• Work closely with the product and sales teams to understand the performance drivers
• Assist in preparing materials for business reviews and management meetings
• Respond to ad-hoc financial analysis requests from business stakeholders

Data Analytics and Process Improvement

• Drive the use of automation, digitalisation and AI to improve reporting efficiency Utilise data visualisation tools to enhance management reporting and improve stakeholders engagement
• Ensure accuracy and consistency of financial data used in reporting and forecasting Who you are
• Degree in Finance or equivalent with some programming experience.
• Mature, proactive and analytical with an aptitude for numbers.
• Proficient in Microsoft Office applications such as Excel, Access and PowerPoint.
• Technical competencies in data visualisation and data analytics tools such as SQL, Qlikview, Python, Microsoft Power Platform (eg. Power Query, Power Pivot, Power BI), etc will be added advantages.
• Team player who possess good communication skills.
• Ability to multi-task and work within tight deadlines. Who we are As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people.

Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Your Opportunity Starts Here. What we offer Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values.

Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer

Competitive base salary. Community initiatives. Industry-leading learning and professional development opportunities.