Principal, Business Consulting - Payments Transformation

Job description

Infosys Consulting’s Financial Services practice is seeking a seasoned Payments Transformation professional to lead a strategic Payments Modernization initiative focused on High-Value Payments (HVP) for a Tier-1 financial institution. This is a high-impact role involving the replacement of legacy systems with a COTS product, and the forward engineering of a rail-agnostic capabilities on an microservices platform with suitable agentic AI interventions that supports future-ready payment flows.

The ideal candidate will bring deep domain expertise in high-value payments, strong program leadership experience, and a proven track record of delivering complex transformation programs in regulated environments.

Key Responsibilities

Lead end-to-end delivery of the Payments Modernization program, ensuring alignment with business goals and regulatory requirements. Drive the legacy platform replacement with a scalable, secure, and compliant COTS solution. Architect and oversee the development of a rail-agnostic payment capability that supports SWIFT, RTP, ISO 20022, and emerging rails. Collaborate with cross-functional teams including product, engineering, compliance, and client stakeholders.

Manage program governance, risk mitigation, and stakeholder communication across multiple geographies. Ensure seamless integration with existing infrastructure and future-proofing of payment capabilities. Track KPIs, manage budgets, and ensure timely delivery with high quality.

Required Qualifications

7+ years of experience in payments domain, with at least 5 years in program management roles. Strong understanding of High-Value Payments, ISO 20022, SWIFT, Fedwire, and CHIPS. Experience with COTS product implementations in financial services (e.g., FIS, Finastra, Volante, ACI). Proven ability to lead large-scale transformation programs in complex environments. Excellent stakeholder management and communication skills. Familiarity with rail-agnostic architecture principles and modern payment ecosystems.

PMP or equivalent certification preferred. Ability to travel extensively. Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time.

Preferred Attributes

Experience working with North American banks or securities firms. Exposure to cloud-native payment platforms and API-led modernization. Ability to operate in a fast-paced, high-growth environment with minimal supervision. The estimated total annual compensation (base + bonus) range for candidates based out on NJ, IL, NY, CA & WA will be $154,375 to $193,125 Benefits Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits: Medical/Dental/Vision/Life Insurance Long-term/Short-term Disability Health and Dependent Care Reimbursement Accounts Insurance (Accident, Critical Illness , Hospital Indemnity, Legal) 401(k) plan and contributions dependent on salary level Paid holidays plus Paid Time Off

About Us

Infosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over four decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change.

We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight. Our always-on learning agenda drives their continuous improvement through building and transferring digital skills, expertise, and ideas from our innovation ecosystem. EEO Infosys provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.