Just Qualified CA? Step into Success with ICICI Bank!

Job description

Essential Services

Role & Location fungibility At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team. To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service.

The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. About the Role ICICI Bank is pleased to on-board Chartered Accountants to deliver value across diverse banking solutions into various groups like Business Banking, Transaction Banking, Wealth and Trade, Private Banking and Wholesale Banking. The roles offered will involve building and nurturing relationships with corporate and institutional client segments comprising of SMEs, MSMEs and High Net worth(HNI) Individuals, Large & Global Client Groups, PSUs, and Capital Markets & Custody.

ICICI Bank believes in serving the entire banking needs of the customer through a customer-360 degree approach, this necessitates all the employees to work beyond the role boundaries and product domains. Chartered Accountants play a pivotal role in Banking & Finance. They bring in the lens of financial acumen and analytical abilities. Across various roles, from dealing with customers to managing the risk framework, creating products, shaping technology solutions, planning, taxation, and in many other areas CAs have shaped Banking as a whole.

Hence, they become a natural choice at ICICI Bank for various roles. Applicants are expected to apply for this opportunity with an understanding that every job role at ICICI Bank will entail Sales & Relationship management. The role and location offered will solely depend upon the requirement of the Bank.

Key Responsibilities

Customer 360° Build and deepen relationships with customers to increase their wallet share and revenues through customer-centric engagements. Ensure the customer's needs are captured holistically and solutions are offered using the 360-degree banking framework by recommending the right products within the guiding principle of Fair to Customer, Fair to Bank . Risk Calibrated Business Development Market scoping, segmenting and onboarding new clients as per the risk frameowrk of the bank to drive ecosystem revenue.

The role holder for the purpose of business origination, will engage with many internal and external stakeholders like corporate clients, banks, brokers, regulators as per the needs of the role. Market scoping, segmenting and onboarding new clients as per the risk frame work of the bank to drive ecosystem revenue. Portfolio Management Manage a high-quality portfolio of corporate clients. Work towards generating new business leads as well as deepening relationships with existing customers.

Customer Service Create service excellence by partnering with customers through their life cycle and offer suitable products and services based on their financial needs while being fair to and fair to the bank in all engagements. Create service excellence by partnering with customers through their life cycle and offer suitable products and services based on their financial needs while being fair to customer and fair to bank in all engagements.

Behold our values Offer products that are fair to our customers and fair to the bank.

Qualifications & Skills

Educational Qualification Chartered Accountant - Freshers Communication skills Ability to tailor conversations (both verbal & written) around the need of customer with utmost focus on service deliver Financial Understanding An understanding of the financial analysis, balance sheet, profit & loss accounts and cash flow statements. Knowledge of basic banking products Career Journey of CAs in ICICI Bank Show More Show Less Sumit Sanghai (CA-2000) Ruchika Bajaj (CA-2013) Ravi Sanghavi (CA-2012) Archis Sahasrabudhe (CA-2005) Avinash Kansal (CA-2004) Career Journey of CAs in ICICI Bank Sumit Sanghai (CA-2000) Ruchika Bajaj (CA-2013) Ravi Sanghavi (CA-2012) Archis Sahasrabudhe (CA-2005) Avinash Kansal (CA-2004) . . . . . . . .

FAQ What role will I be offered? Since Chartered Accountants are a natural fit for wide range of Banking roles, the role offered will be based on the needs of the Bank. However, every role that is offered will be have sales and relationship management as a key responsibility. What will be the location? The location offered will be based on the needs of the Bank. Applicants are expected to have understand that role and location fungibility is a baseline expectation of the Bank from its employees.

Is understanding of Banking required to apply for this role? Banking knowledge is not a necessary condition to apply for the role. The ability to identify and offer the right banking solutions to the customer while achieving business outcomes would be the most important factor considered. We facilitate understanding of banking and our products through specially designed training programmes. My previous experience is from a non-banking domain/industry.

Will I be considered? Yes, irrespective of your previous experience/domain, you are welcome to apply. Will I be working on specific products? As a bank, our core objective of customer engagement rests on the philosophy of taking the whole bank to the customer, not just a few products. Our level of engagement with a customer is deep and poised to solve customers’ needs rather than pitch for a particular product.

We firmly believe in being Fair to Customer, Fair to Bank. In this role, you will engage with customers with holistic knowledge of all offerings with the key objective of offering the right solution through customer 360-degree approach. Does this role involve sales? Yes. We at ICICI Bank believe in sales orientation, irrespective of the roles we hold. It is a key driver to deliver right product to a right customer.

In this role, the responsibilities largely revolve around building existing relationships and onboarding new customers to the bank by providing 360-degree banking solutions depending on the customer's requirements. The role also entails collaboration with various teams and stakeholders to work towards the right solutions and market strategy. Can I move to a non-sales roles post joining? No, Sales is the only role we offer.

We consider sales and relationship management as a core activity of the Bank. Irrespective of the role offered, every employee is expected to have an orientation to take up such roles