Credit Risk Analysis Manager

Job description

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, compliance, regulatory, market and reputation risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

People responsibility

N Report to: SVP Credit Risk Analytics and Reporting Job Content: This is a key role on the Credit Risk Analysis team for HSBC retail lending reporting and analytics.

• Initiate and develop quality analytical reports for strategy and decision making on retail lending portfolios, including mortgage, credit card, personal loan and overdraft.
• Familiar with regulations, standards, policies and regional guidance to ensure the compliance of reporting requirements.
• Maintain effective management information process to fulfill various reporting requests.
• Co-ordinate and manage projects with local or regional counterparty on project relate assignments such as Basel III reform, IFRS9 model development, risk tier analysis, climate change stress testing and data integration projects etc.
• Build and maintain good working relations within the risk function, business teams and other internal/external stakeholders.

Skills

Requirements

• University or above in banking, finance, statistic or related discipline
• Five to ten years of experience in credit risk related discipline is preferred
• Strong analysis, risk identification and evaluation skills
• Analytic/programming skills (Python/SAS) and MS office tool usage is a must
• Good command of English
• Be positive thinking and able to resilience on any changes
• Good interpersonal/communication skills and team work orientation

License/Qualification Requirement

• No required license Internal Applicant
• Please read the local internal application policy carefully (Taiwan: 職涯發展 Career Development \ 轉職規範 ).
• For internal applicants with less than eighteen months in current role, please obtain and upload line manager’s endorsement.
• You are required to meet pre-requisite license qualification per role required as started in the job posting.
• When applying, please submit a full resume. For any enquiries, please contact the recruiter for the job opening.