Sales Executive - Auto Loans

Job description

JOB SUMMARY

Promote Auto Loans and cross sell other FAB products within the assigned Business Territory (field sales) against set financial targets.

KEY RESPONSIBILITIES

To achieve or exceed agreed Auto Loans sales targets to build new customer base for FAB To promote the sales of Auto Loans in assigned area or work To build and maintain effective business relationship with customers To assist in conducting promotional activities, meetings and road shows in the assigned area to achieve the budgeted sales volumes To ensure the submitted customer applications and documentations are complete and error free To follow up for Document discrepancies which have been approved as Deferrals Minimize errors and act upon them for correction and re-submission if any.

To provide sales MIS to Team Leader on regular basis. To provide ongoing customer / market feedback to Team Leader to improve business To provide Sales DSR to Sales Manager on Regular Basis. To ensure high level of customer service while handling business proceedings. To adhere code of conduct & ethics while performing required duties especially while doing the Authentications of KYC documents. To capitalize on-cross selling opportunities To perform duties of Team Leader in his absence if assigned so To recommend customer applications which are considered good credit risk and as per FAB policy.

Requires good convincing and negotiating skills in view of complexity in the relevant product Be aware of competition and suggest changes for product improvements Maintain effective business relationship with all branches and internal departments To ensure that routine problems and complaints are handled professionally and only minimal significant issues are escalated to Team Leader To be vigilant on identifying fraudulent activities/ unethical incidents while handling business requirements, any concerns should be addressed to Line manager immediately.

Don’t argue with the customers and No commitments should be given to any customer. Maintain Effective Relationships with teammates and supervisors. To ensure that the product information shared with the customer is accurate. To adhere to the Standard Operating Procedures, Policies and Service Standards of the bank. REQUIREMENTS / QUALIFICATIONS Essential Minimum Qualification High school diploma

Minimum Experience

1 to 2 years’ experience in selling banking products or in a financial industry Preferred / Beneficial Bachelor’s degree in business administration, Finance, Banking or a related major field of study is preferred Experience in selling banking products is an added advantage Skills Service excellence, good knowledge of FAB retail products Adherence to policies, processes, and procedures both internally and externally Competitive awareness and benchmarking Multicultural awareness Be always Customer Obsessed Proactive Strong Sales skills Customer sales targets Client satisfaction index