Senior Analyst - Credit Risk

Job description

Are you passionate about leveraging data to solve complex business challenges? Ready to make a significant impact with a global leader in information solutions? Equifax is seeking a driven and insightful Senior Analyst to join our dynamic Data and Analytics (D&A) division. This is a pivotal role where you will directly contribute to our success by supporting a wide range of analytical projects, engaging with key external clients, and collaborating with internal stakeholders to drive revenue deliverables for Equifax UK.

At Equifax, we empower our employees to achieve their full potential. Our D&A team offers a clear, structured career development framework designed to accelerate your progression and growth. You'll have the opportunity to work closely with experienced managers to build and realise your career aspirations within a supportive and innovative environment. What you’ll do As a Senior Analyst, you will be at the forefront of delivering high-impact analytical support and project analysis to our external clients.

Your responsibilities will include: Client-Focused Analytics: Addressing client queries related to CRA (Credit Reference Agency) data characteristics and scores, providing expert insights and solutions.

Project Delivery

Playing a key role in diverse analytical projects, including credit strategy development, model development, and bespoke analytics tailored to solve specific client problems.

Data-Driven Problem Solving

Performing in-depth analysis of multiple data sources, utilising statistical analysis and computer science techniques to address complex business issues.

Insight Communication

Translating analytical findings into clear, actionable recommendations that enable clients to make improved business decisions and enhance profitability.

Technical Expertise

Employing data mining tools and programming languages (Python & SQL) to prepare and analyse data for critical business decision-making.

Solution Development

Collaborating to design and deliver robust analytical and commercial solutions for both internal and external clients, aligning business requirements with data knowledge and existing processes. What experience you need We are looking for a candidate with a strong analytical aptitude and a proactive approach: A relevant numerical degree, achieving a 2:1 or higher. Proven experience in programming languages such as Python and SQL, ideally applied within a credit risk environment.

An innovative mindset, coupled with meticulous attention to detail. Strong domain knowledge in credit risk and working with credit bureau datasets. Demonstrated capability in analytical project delivery, including model development or formulation of credit policies. Excellent written and verbal communication skills, with the ability to confidently engage with team members, clients, and business leaders at various levels.

What could set you apart Additional languages desirable are VBA or Google Apps Script Cloud experience (e.g. Google Cloud Platform, Big Query) and use of Git/Github We believe great things happen when teams connect. Our schedule is built around 4 days of high-impact, in-office collaboration (Monday–Thursday) , paired with Friday Flexibility to wrap up your week remotely.