AVP, Unsecured Loans Pricing Manager

Job description

Responsibilities

• Develop and implement pricing strategies to drive the growth and profitability of the Unsecured Loans portfolio within the Consumer Banking Group
• Analyze market trends, competitor strategies, and customer behavior to identify opportunities for product innovation and optimization
• Collaborate with cross-functional teams to design, develop, and launch new Unsecured Loans products that meet customer needs and align with the bank's strategic objectives
• Monitor and analyze product performance, including yield, profitability, and market share, to inform decision-making and drive continuous improvement
• Develop and implement pricing strategies for Unsecured Loans products, ensuring competitiveness and profitability
• Provide subject matter expertise and strategic recommendations to senior management on Unsecured Loans product development and portfolio management

Requirements

• Bachelor's degree in Finance, Economics, or a related field Minimum
• 5 years of experience in product management, with a focus on Unsecured Loans or consumer lending products
• Demonstrated expertise in analyzing market trends, competitor strategies, and customer behavior to drive product innovation and growth
• Strong analytical and problem-solving skills, with the ability to interpret data and make data-driven decisions
• Excellent communication and presentation skills, with the ability to effectively collaborate with cross-functional teams
• Proficient in using data analysis tools and financial modeling techniques Thorough understanding of product yield, profitability, and pricing strategies
• Familiarity with the competitive landscape and market share dynamics in the Unsecured Loans segment Location: DBS Asia Central Job: Product Management Schedule: Regular Employee Status: Full time