VP, Credit Portfolio Risk Assessment & Monitoring (CPRAM), Risk Management Group

Job description

Business Function

Risk Management Group (RMG) works closely with our business partners to manage the Bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile.

Job Purpose

As the Bank continues to grow strategically across the region against a backdrop of global uncertainty and volatility, we are exposed to new and emerging risks that may have significant impact on our credit portfolio quality.

This role focuses on: Appreciating macro and industry trends for proactive portfolio monitoring and review Collaborating with relevant stakeholders for appropriate assessment and actions to manage risk events and their corresponding impact promptly and effectively Building and enhancing risk assessment and monitoring tools Reporting of credit portfolio risk concerns at risk committees Responsibilities: Proactively assess and monitor risks that will impact credit portfolio quality

• Work with senior management to lead and execute credit portfolio reviews on countries/industries/segments
• Contribute and/or prepare risk committee decks for credit portfolio updates to facilitate board and senior management oversight
• Engage and work collaboratively with Credit Risk Managers and Relationship Managers across various locations and business units
• Participate in credit portfolio review process improvement initiatives
• Contribute in projects to enhance risk monitoring processes
• Support data requirements and analysis for portfolio reviews and information for Investor Relations, Rating Agencies and MAS Support ad-hoc research requirements (e.g. country/industry) Be part of a transformational credit risk portfolio team leveraging on new technology and tools Requirements: At least a bachelor’s degree in Business, Finance, Accounting, Economics or a related field At least
• 10 years of financial services experience including credit experience in corporate, commercial, or retail banking Experience with credit products across multiple asset classes and within large banks Good understanding of risk management and financial statement analysis
• Strong command of Microsoft Office applications Good analytical skills, with the ability to identify root causes and trends, and anticipate horizon issues Detail-oriented with good data storytelling/presentation skills and the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Strong team player with good interpersonal skills, ability to build relationships and exert influence without direct authority Motivated, self-driven with strong ability to multi-task and to take a hands-on approach Location: DBS Asia Central Job: Risk Management Schedule: Regular Employee Status: Full time