[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Wise jobs](https://jobs.opennash.com/companies/wise/) · [Search jobs](/search/) Wise · Singapore # Billing and Settlement Operations Technical Lead Singapore Full-time Manager or lead Operations Listed on Wise’s official careers site. Posted October 8, 2026. Check that it is still open and apply there. [Apply on Wise’s careers site →](https://jobs.smartrecruiters.com/Wise/744000154366799-billing-and-settlement-operations-technical-lead) [OpenNash Jobs](https://jobs.opennash.com/) / [Wise](https://jobs.opennash.com/companies/wise/) / Billing and Settlement Operations Technical Lead ## Job description We are looking for a Technical Team Lead to take ownership of two critical Global Cards Operations domains: Cards Billing Operations and Cards Settlement Operations. You will sit at the intersection of operations, product, and engineering, leading technical initiatives that drive down costs, eliminate junk fees, and ensure our scheme payouts are executed flawlessly and on time. As the Technical Team Lead for Cards Billing & Settlements, you will be the operational owner and technical anchor for your domains. You won’t just be keeping the lights on—you will be re-engineering how we work. Your focus will be divided between two core missions: Cards Billing Operations: Maintaining and optimizing scheme and partner costs. You will spearhead technical initiatives to increase fee transparency, reconcile complex billing data, and aggressively root out and reduce junk fees. ### Cards Settlement Operations Ensuring that settlement payouts to card schemes (e.g., Visa, Mastercard) are executed strictly on time, while continuously looking for structural ways to reduce settlement costs. What You’ll Do (Key Responsibilities & KPIs) - Drive domain strategy and cost ownership - Define the strategy for Spend Billing and Settlement Operations, with a focus on reducing operational costs with schemes, including Visa and Mastercard while maintaining on-time payout SLAs and strong internal controls. Own the yearly roadmap and team OKRs Translate business priorities into a clear roadmap, actionable OKRs, and team plans that support Product initiatives such as country launches, new products (add-ons, credit), contribution margin improvements, and operational scalability. Own Billing and Settlement performance Be accountable for key domain KPIs, including settlement payout SLA, billing reconciliation rate, cost per transaction and avoidable cost reduction. Drive technical problem solving and automation Lead root-cause analysis for settlement delays, payout discrepancies, billing issues, and control gaps. Ensure that incidents are driven to resolution. Design scalable solutions that reduce manual reconciliation and payout. Own audit, compliance, and control readiness Ensure scheme mandates are effectively rolled out. Act as the main POC for external auditors to provide control evidence and ensure remediation actions are implemented timely. Continuously improve Billing and Settlement processes with appropriate checks, approvals, and accountability. - Act as the main cross-functional point of contact - Partner with Finance, Treasury, Analysts, Payment Operations, Internal - Controls across Tallinn and London to raise or resolve billing and settlement matters including, month-end reporting, internal controls reports, banking integrations (especially with US BIN sponsors). Manage, coach, and upskill the team Directly manage the team, clarify ownership, support performance and growth, and upskill team members in project management, SQL, dashboards, automation thinking, and practical AI usage to improve efficiency. ## Qualifications Strong Visa/Mastercard billing and settlement domain expertise, including scheme billing, settlement cycles, mandates and partner cost structures. Strong understanding of relevant payment methods and banking integrations, including how settlement payouts are executed through existing payment rails such as direct debits, bank transfers, or other payout mechanisms. People management skills to directly manage, coach, develop, and upskill the team. Strategic planning skills to own yearly roadmaps, OKRs, priorities, and delivery plans across Billing and Settlement Operations. Stakeholder management skills with the ability to context-switch easily. Clear decision-making and communication skills to explain complex billing, settlement, cost, and control issues to senior stakeholders. Prioritisation and trade-off judgment across SLA delivery, cost reduction, audit readiness, Product launches, and team capacity. ## At a glance - Posted by the employer: Oct 8, 2026 - First seen by OpenNash: Oct 11, 2026 - Last checked: Oct 18, 2026 - Listed for: 10 days - Location: Singapore - Employment type: Full-time[Apply on Wise’s careers site →](https://jobs.smartrecruiters.com/Wise/744000154366799-billing-and-settlement-operations-technical-lead) ## More jobs at Wise ### [Android Engineer - Spend](https://jobs.opennash.com/companies/wise/jobs/0ec561a67c231cc128de/) Singapore ### [Senior iOS Engineer - Spend](https://jobs.opennash.com/companies/wise/jobs/b32bafd5ce3263d57e2c/) Singapore ### [APAC Marketing Director](https://jobs.opennash.com/companies/wise/jobs/2d850c1cff79c8a9da46/) Singapore ### [Assistant Company Secretary](https://jobs.opennash.com/companies/wise/jobs/60247378a1e56b3b0535/) Singapore ### [B2B Growth Marketing Lead - APAC](https://jobs.opennash.com/companies/wise/jobs/4360e53b615eb4f05d73/) Singapore ## Similar jobs at other companies ### [Manger Settlement Card Operations.Card Operations - MBP.Operations Group-MBPKLTD](https://jobs.opennash.com/companies/mashreq-bank/jobs/e57b00e016d01767aac7/) Mashreq Bank · Pakistan ### [Associate Billing Operations Analyst](https://jobs.opennash.com/companies/ntt/jobs/763381ad31fbb4339d85/) NTT · Bangkok, Thailand ### [EMEA Services Billing Operations Director](https://jobs.opennash.com/companies/citigroup/jobs/1bd99df73b1f7f3849b9/) Citigroup · Warsaw Poland ### [Member Billing Senior Coordinator, Financial Operations](https://jobs.opennash.com/companies/cvs-health/jobs/c5119d36e76169cd1bd1/) CVS Health · Scottsdale, AZ ### [Manager_ Oracle BRM Billing Operations Specialist -Pune](https://jobs.opennash.com/companies/vodafone/jobs/2be82c677caa2cf6c70d/) Vodafone · Pune, Maharashtra, India OpenNash lists jobs from employers’ own careers sites and does not handle applications. Dates come from the employer where stated; “first seen” and “last checked” are our own observations. OpenNash Jobs · Official listings with dates and links to the employer. [Weekly hiring report](/reports/hiring/) · [Methodology](/methodology/)