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Valley National Bancorp · St Petersburg, FL

# Credit Risk Analyst

St Petersburg, Florida, United States Full-time Finance & Accounting 

Listed on Valley National Bancorp’s official careers site. Listed as of October 18, 2026. Check that it is still open and apply there.
[Apply on Valley National Bancorp’s careers site →](https://myjobs.adp.com/vnbcareers/cx/job-details?reqId=5001226603406)

[OpenNash Jobs](https://jobs.opennash.com/) / [Valley National Bancorp](https://jobs.opennash.com/companies/valley-national-bancorp/) / Credit Risk Analyst

## Job description

Responsibilities include but are not limited to: Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit.

In coordination with the business team, coordinates client follow up as needed for account monitoring and administration. Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Completes financial statement spreads and cash flow analysis, performs collateral analysis, and conducts research on industries/markets.

Escalates issues to appropriate levels and develops action plans as necessary. Ensures credits are accurately risk rated and are properly monitored and reported. Collaborates on preparation of all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required. Underwrites new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.

Participates in external client meetings as well as internal deal team discussions and approval discussions with senior management. Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, and presents credit requests to the required level of credit authority. Participates in special projects and requests related to the management of the portfolio.

## Qualifications

### Required Skills

Knowledge of credit underwriting, financial accounting and loan documentation. Knowledge of how a deal should be structured and comfortability with conversing this structure to lenders. Proficient computer skills using Microsoft Word, Excel and Outlook. Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers. Ability to manage time efficiently. Strong mathematical skills.

Proficient credit skills. Strong administrative skills. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions.

### Required Experience

High School diploma or GED. Minimum of 3 years of experience in a commercial lending environment in a credit-oriented and underwriting position.

### Preferred Experience

Bachelor's degree and completion of a formal credit training program.

## At a glance
- Posted by the employer: Not stated
- First seen by OpenNash: Oct 11, 2026
- Last checked: Oct 18, 2026
- Listed for: 7 days
- Location: St Petersburg, Florida, United States
- Employment type: Full-time[Apply on Valley National Bancorp’s careers site →](https://myjobs.adp.com/vnbcareers/cx/job-details?reqId=5001226603406)

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