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Trip.com Group · Shanghai

# 风控策略分析师（信贷）

Shanghai Finance & Accounting 

Listed on Trip.com Group’s official careers site. Posted August 11, 2026. Check that it is still open and apply there.
[Apply on Trip.com Group’s careers site →](https://careers.trip.com/#/job-detail?fromId=MJ036406&atsApiType=Moka)

[OpenNash Jobs](https://jobs.opennash.com/) / [Trip.com Group](https://jobs.opennash.com/companies/trip-group/) / 风控策略分析师（信贷）

## Job description

### 职位描述 主要职责
- 负责指导和制定消费信贷业务的贷前风险授信准入，收入评估和额度策略；应用评分模型进行风险评级和风险定价.
- 负责制定策略实施部署框架，各类测试规则分流的设计等以提升风险识别能力。
- 流量分层策略和流量智能分发推荐策略制定和优化，提升资金方流量合作转化效率。
- 风险相关的商务沟通，介绍风险决策流程，给出风险决策建议，协调资金方对接等
- 针对行业风险及业务风险分析和预警，建立并完善风险监控体系，及时给出优化方案；
- 根据信贷产品属性、业务场景、客群特征和风控模式，制定风险管理流程和策略框架，将数据挖掘和分析结果转化为策略优化方案

### 常规业务分析报告解读，分析和业务策略优化等 任职资格 任职要求
- 本科及以上学历，统计、数学、计算机数据挖掘等拥有定量分析背景的专业优先
- 有7年以上互联网消费金融金融数据分析、建模或风险策略经验，熟悉互联网信贷产品策略
- 精通掌握常用的统计分析工具SQL,Python,Excel;分析总结能力强。
- 具备强烈的责任心、进取心和抗压性、良好的数据敏感度、逻辑分析及团队协作能力
- 积极主动,自驱力强，能够迅速响应解决问题

## At a glance
- Posted by the employer: Aug 11, 2026
- First seen by OpenNash: Oct 19, 2026
- Last checked: Oct 19, 2026
- Listed for: 69 days
- Location: Shanghai[Apply on Trip.com Group’s careers site →](https://careers.trip.com/#/job-detail?fromId=MJ036406&atsApiType=Moka)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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