[Skip to main content](#main-content)

[OpenNash Jobs](https://jobs.opennash.com/)
[Hiring report](/reports/hiring/) · [All Tencent Holdings jobs](https://jobs.opennash.com/companies/tencent-holdings/) · [Search jobs](/search/)

Tencent Holdings · Shenzhen

# 微信支付-风险策略产品经理

Shenzhen 

Listed on Tencent Holdings’s official careers site. Listed as of October 19, 2026. Check that it is still open and apply there.
[Apply on Tencent Holdings’s careers site →](https://careers.tencent.com/en-us/jobdesc.html?postId=2095089342564450304)

[OpenNash Jobs](https://jobs.opennash.com/) / [Tencent Holdings](https://jobs.opennash.com/companies/tencent-holdings/) / 微信支付-风险策略产品经理

## Job description

### Responsibilities
- 负责消费信贷产品的经营分析与决策支持、额度与价格策略设计及迭代，资产风险的监控与预警；

### 经营分析与决策支持
- 围绕规模、风险、利润等核心经营指标开展专项分析，定位增长瓶颈与风险源头，输出可执行的策略建议与分析报告，支撑经营决策与目标拆解；

### 额度策略设计与迭代
- 基于客群分层与风险表现，设计并优化授信额度策略，通过实验设计与效果归因验证策略收益，持续提升优质用户的用信活跃度；

### 定价策略设计与迭代
- 结合风险成本、资金成本与客户价格弹性，制定差异化定价及临时定价方案，在风险可控前提下平衡利润与规模增长；

### 风险监控与预警
- 搭建并运营多维度风险监控体系，及时识别风险异常与策略偏离，定位归因并推动止损与优化措施落地，形成"监控—预警—归因—处置"闭环。 Requirements

### 学历专业
- 本科及以上学历，统计学、数学、金融等相关专业；

### 工作经验
- 3年以上消费信贷、信用卡或互联网金融风险策略经验；

### 专业能力
- 熟悉信贷全生命周期风险逻辑，掌握资产质量指标体系，能独立完成风险归因与策略诊断；

### 实操经验
- 具备额度或定价策略实操经验；有在风险约束下设计增长方案经验者优先；

### 综合素质
- 自驱力强，逻辑清晰，分析及学习能力强，注重团队协作，结果导向。

## At a glance
- Posted by the employer: Not stated
- First seen by OpenNash: Oct 12, 2026
- Last checked: Oct 19, 2026
- Listed for: 7 days
- Location: Shenzhen[Apply on Tencent Holdings’s careers site →](https://careers.tencent.com/en-us/jobdesc.html?postId=2095089342564450304)

## More jobs at Tencent Holdings

### [#QQ游戏中心-发行运营#](https://jobs.opennash.com/companies/tencent-holdings/jobs/9d1cfc780fbcdb0a0a4a/)

Shenzhen

### [3D 动作游戏《狩》美术项目经理（APM）](https://jobs.opennash.com/companies/tencent-holdings/jobs/74fb431b49d65f1be30c/)

Shenzhen

### [3D动作游戏《狩》-文案策划-角色方向](https://jobs.opennash.com/companies/tencent-holdings/jobs/aefb8e04d3a158528ea5/)

Shenzhen

### [3D动作游戏《狩》-游戏运营-PC渠道运营](https://jobs.opennash.com/companies/tencent-holdings/jobs/bd0613468de8267b860a/)

Shenzhen

### [3D动作游戏《狩》-游戏运营-内容生态运营](https://jobs.opennash.com/companies/tencent-holdings/jobs/a1394d4df104126e0aac/)

Shenzhen

OpenNash lists jobs from employers’ own careers sites and does not handle applications.
Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

OpenNash Jobs · Official listings with dates and links to the employer. [Weekly hiring report](/reports/hiring/) · [Methodology](/methodology/)