[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Standard Chartered jobs](https://jobs.opennash.com/companies/standard-chartered/) · [Search jobs](/search/) Standard Chartered · Kwun Tong, HKG # Assistant Manager, Credit Initiation Kwun Tong, HKG Manager or lead Finance & Accounting Listed on Standard Chartered’s official careers site. Listed as of October 18, 2026. Check that it is still open and apply there. [Apply on Standard Chartered’s careers site →](https://jobs.standardchartered.com/job/Assistant-Manager%2C-Credit-Initiation/62907-en_GB) [OpenNash Jobs](https://jobs.opennash.com/) / [Standard Chartered](https://jobs.opennash.com/companies/standard-chartered/) / Assistant Manager, Credit Initiation ## Job description ### Job Summary - To grant a prudent credit decision by assessing and evaluating customer's creditworthiness (including existing customer and new applicant) for SME banking products. - To manage credit applications seeking for exceptional approval / appeal, aiming at maximizing return against calculated risk taken, with full compliance to all regulatory requirements. - Conduct credit assessment on consumer credit applications per credit policies and regulatory guidelines. - Manage the operations of Credit Initiation to ensure services rendered meet the agreed service standards. - Perform exceptional credit underwriting for all business banking products. - Ensure consistency in underwriting standard. - Comprehend the prevailing fraud type so as to deter and prevent from fraud attack. - Manage to meet all KPI. - Regularly review work steps to improve productivity on services provided and control measures. - Facilitate and support launch of new products. - Identify and train up successor to cope with the talent growth. ### Key Responsibilities Strategy - Implement the operating model and strategic direction for Credit Initiation to best support process efficiencies and effectiveness Business - Actively participate in different projects in identifying improvement area so as to improve the turnaround time and accuracy. - Support new business initiatives, marketing program launches and revenue initiatives. ### Processes - Grant a prudent credit decision by assessing and evaluating customer’s creditworthiness (including existing customer and new application) for SME Banking products - Manage the daily operations of the Credit Initiation units to ensure services rendered meet the agreed service standards - Ensure consistency in underwriting standard. - Facilitate and support launch of new products when necessary ### People & Talent - Manage, motivate, train and develop staff to ensure performance is optimized. ### Risk Management - Comply with all applicable money laundering prevention procedures and in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager. ### Skills and Experience - Broad understanding of banking information management infrastructure and operational processes - Ability to provide strategic direction to the function - Strong leadership qualities, with the ability to motivate and lead teams in changing & challenging situations - Strong analytical and dispute resolution skills, and the ability to command the respect of a cross functional set of professionals at a senior level - Ability to make independent decisions with a strong sense of empowerment - Skills in project management and process improvement Qualifications ### Membership - HKIB core membership is preferrable ### Languages - Cantonese, Mandarin and English About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. ### Together we Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. ## At a glance - Posted by the employer: Not stated - First seen by OpenNash: Oct 11, 2026 - Last checked: Oct 18, 2026 - Listed for: 7 days - Location: Kwun Tong, HKG[Apply on Standard Chartered’s careers site →](https://jobs.standardchartered.com/job/Assistant-Manager%2C-Credit-Initiation/62907-en_GB) ## More jobs at Standard Chartered ### [Head of Corporate Solutions & Alliance, Corporate Partnerships](https://jobs.opennash.com/companies/standard-chartered/jobs/f10d09a7b1f83ccdbdae/) Kwun Tong, HKG ### [Priority Private Relationship Manager](https://jobs.opennash.com/companies/standard-chartered/jobs/bddfe7f6e1e69586e41b/) Kwun Tong, HKG ### [Relationship Executive, Acquisition, SME Banking](https://jobs.opennash.com/companies/standard-chartered/jobs/f9e086ead9796261b8ea/) Kwun Tong, HKG ### [Relationship Manager, Business Development & Alliance, SME Banking](https://jobs.opennash.com/companies/standard-chartered/jobs/6535fba2e4d3b29c6254/) Kwun Tong, HKG ### [Senior Insurance Specialist](https://jobs.opennash.com/companies/standard-chartered/jobs/dbaa55283cf8ba6769a1/) Kwun Tong, HKG ## Similar jobs at other companies ### [Assistant Manager, Retail CIC.Injaz - CM - CRM-Credit Initiation & Compliance.Credit Management](https://jobs.opennash.com/companies/mashreq-bank/jobs/ca9c66e5b6fb2e65079e/) Mashreq Bank · United Arab Emirates ### [Assistant Manager-Retail Credit Initiation&Control.CoE Pakistan CM - CRM - CCPL Onboarding.Credit Management-PAKCOE](https://jobs.opennash.com/companies/mashreq-bank/jobs/3e3021e8bf392fd9880c/) Mashreq Bank · Pakistan ### [Assistant Manager - Credit](https://jobs.opennash.com/companies/bajaj-finserv/jobs/b8588a8d366cdfc7ae74/) Bajaj Finserv · Aizawl ### [Assistant Manager - Credit](https://jobs.opennash.com/companies/bajaj-finserv/jobs/103b2a22990a7df12745/) Bajaj Finserv · Aonla ### [Assistant Vice President - Credit Risk](https://jobs.opennash.com/companies/siemens/jobs/106d4a0f93ab8b6cdc41/) Siemens OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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