[Skip to main content](#main-content) [ OpenNash ](https://opennash.com/) / [Jobs](https://jobs.opennash.com/) [ 01 Search jobs](https://jobs.opennash.com/search/)[ 02 Companies](https://jobs.opennash.com/explore/)[ 03 Hiring report](https://jobs.opennash.com/reports/hiring/)[ 04 AI assistants](https://jobs.opennash.com/connect/)[ 05 How it works](https://jobs.opennash.com/methodology/) Standard Bank Group · Douglas, Isle of Man # Credit Manager Douglas, Isle of Man Full-time Manager or lead Finance & Accounting Listed on Standard Bank Group’s official careers site. Posted October 30, 2026. Check that it is still open and apply there. [Apply on Standard Bank Group’s careers site →](https://jobs.smartrecruiters.com/StandardBankGroup/744000158737649-credit-manager) [OpenNash Jobs](https://jobs.opennash.com/) / [Standard Bank Group](https://jobs.opennash.com/companies/standard-bank-group/) / Credit Manager ## Job description We are looking for an experienced Credit Manager to assess and evaluate lending applications through robust credit risk assessment, affordability analysis and sound financial principles. The successful candidate will support asset book growth while ensuring lending decisions remain within the Bank's risk appetite and regulatory framework. Working closely with business stakeholders and relationship teams, you will provide expert credit guidance, make prudent lending decisions, identify growth opportunities and contribute to maintaining a high-quality credit portfolio. ## Qualifications Key Outputs Articulate credit appetite based on risk appetite for sector and give guidance structure of deals and documents (legal and collateral) required. Undertake quantitative and qualitative financial analysis to develop a comprehensive understanding of counter party risks for new or increased facilities. Conduct annual risk reviews on the existing portfolio base. Make timeous, sound and pragmatic recommendations and decisions in managing accounts within portfolio Critically assess valuation assumptions, sustainable cash flows, loan-to-value, debt-service and interest-cover metrics, lease profile, tenant quality, vacancy, break options and marketability. Development experience advantageous in the event the mandate is extended to SBO. Skill-set to include assessment of cost-to-complete, equity contribution, contingency, presales or pre-lets, contractor and developer capability, drawdown controls and quantity surveyor reporting. Design or challenge fit-for-purpose security packages, guarantees, cessions, mortgage or other collateral arrangements, intercreditor terms and enforcement priorities. Ensure covenants, information undertakings, cure rights, conditions precedent and drawdown controls are measurable and effectively monitored. Essential Degree in Business, Commerce, Finance or a related discipline. Approximately 10 years' experience in credit risk management within banking or financial services. Strong understanding of corporate credit risk, lending products, derivative products and associated credit documentation. Comprehensive knowledge of credit policies, risk frameworks, Basel requirements and applicable regulatory standards. Experience engaging with senior client stakeholders, including Managing Directors, Finance Directors and Financial Managers. Proven people leadership experience with the ability to develop high-performing teams. Strong analytical, decision-making and stakeholder management skills. Advantageous Postgraduate qualification would be advantageous. Real estate (ideally UK), property finance or structured lending education. ### Behavioural Competencies Examining Information Making Decisions Upholding Standards Directing People Establishing Rapport Technical Competencies: Risk Identification Risk Management Risk Measurement Risk/ Reward Thinking ## At a glance - Posted by the employer: Oct 30, 2026 - First seen by OpenNash: Nov 3, 2026 - Last checked: Nov 3, 2026 - Listed for: 4 days - Location: Douglas, Isle of Man - Employment type: Full-time[Apply on Standard Bank Group’s careers site →](https://jobs.smartrecruiters.com/StandardBankGroup/744000158737649-credit-manager) ## Hiring at Standard Bank Group - Open jobs: 102 - New in the last 7 days: After two weekly collections - Tracked since: Oct 13, 2026 [All Standard Bank Group jobs](https://jobs.opennash.com/companies/standard-bank-group/) · [Weekly hiring report](/reports/hiring/) ## More jobs at Standard Bank Group ### [Client Experience Manager](https://jobs.opennash.com/companies/standard-bank-group/jobs/021558cf276a2c56c755/) Douglas, Isle of Man ### [Compliance Analyst](https://jobs.opennash.com/companies/standard-bank-group/jobs/0230272d723a3aa51655/) Douglas, Isle of Man ### [Employee Relations, Risk and Benefits Manager](https://jobs.opennash.com/companies/standard-bank-group/jobs/85e754ece9983c98a1f6/) Douglas, Isle of Man ### [Head, Internal Control & Governance](https://jobs.opennash.com/companies/standard-bank-group/jobs/294752d4f468b433db34/) Douglas, Isle of Man ### [Regulatory Compliance Officer](https://jobs.opennash.com/companies/standard-bank-group/jobs/0e8f898d1b1f2eaf2599/) Douglas, Isle of Man ## Similar jobs at other companies ### [RC - Credit Officer - B2B - Rural Credit](https://jobs.opennash.com/companies/axis-bank/jobs/d5552a7cdb2b62507436/) Axis Bank · Ambala ### [RC - Credit Officer - B2B - Rural Credit](https://jobs.opennash.com/companies/axis-bank/jobs/831cada89f3803b41a8d/) Axis Bank · Karnal ### [Area Manager - Credit/Senior Area Manager - Credit](https://jobs.opennash.com/companies/bajaj-finserv/jobs/70f7032c7fb6e2dcb272/) Bajaj Finserv · Jaipur ### [Senior Credit Manager - Credit Digital SCF - Mumbai](https://jobs.opennash.com/companies/grasim-industries/jobs/cbf2bfbd5576aba116a7/) Grasim Industries · Maharashtra ### [Credit Trading – Private Credit Financing – Analyst](https://jobs.opennash.com/companies/jpmorganchase/jobs/124198ce7fb2152c3a08/) JPMorganChase · LONDON, United Kingdom OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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