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Société Générale · New York, United States

# Senior Credit Analyst (Insurance)

New York, United States Contract or temporary Senior individual contributor Finance & Accounting 

Listed on Société Générale’s official careers site. Posted October 13, 2026. Check that it is still open and apply there.
[Apply on Société Générale’s careers site →](https://careers.societegenerale.com/en/job-offers/senior-credit-analyst-insurance-26000IWF-en)

[OpenNash Jobs](https://jobs.opennash.com/) / [Société Générale](https://jobs.opennash.com/companies/societe-generale/) / Senior Credit Analyst (Insurance)

## Job description

The Credit Portfolio Management department (CPM) lies within Global Banking and Advisory (GLBA) of Societe Generale. The Financial Assets and Insurance (FAI) vertical manages credit relationships concerning financial institutions clients and manages the portfolio of GLBA financing activities (including fund finance and insurance). The Senior Credit Analyst will be based in New York and report to the sector head. They will also interact with the junior sector analysts based in the nearshored Montreal office.

They will work closely with the sector coverage team.

### RESPONSIBILITIES

The individual will be responsible for credit analysis and management of a portfolio of client credit relationships, predominantly in the life insurance industry but also including a focus on P&C, reinsurance and insurance brokers. Geographic region is predominantly USA, with additional coverage of Canada and UK island territories (i.e. Bermuda, Cayman Islands). The candidate should have expertise in the credit analysis and supporting ratios and metrics, insurance accounting, and regulatory matters.

Product lines encompass committed and uncommitted lending facilities (including revolving credit facilities and letters of credit), structured transactions, OTC and listed derivatives, foreign exchange, and repo. Day to day responsibilities include but not limited to: Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle. Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk.

Conduct economic and insurance sector research covering North America to support the analysis. Exercise strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client. Contribute to and participate in quarterly portfolio reviews and the annual sectorial Risk Committee where guidelines and industry limits are discussed. Use insurance rating model to propose counterparty ratings.

Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, FAA), and replacement risk limits. Establish credit terms for legal documents and follow up with legal department on negotiations. Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality. Monitor exposure and manage credit limit exceptions.

Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure. Monitor additional termination events and other credit provisions included within trading documentation Coordinate all aspects of a credit request, liaising with the FIG relationship managers, business lines, legal staff, and Risk Division. Attend industry events and trainings. Follow rating agencies actions and latest events in specialized financial news site.

Provide updates to senior management.

## At a glance
- Posted by the employer: Oct 13, 2026
- First seen by OpenNash: Oct 18, 2026
- Last checked: Oct 18, 2026
- Listed for: 5 days
- Location: New York, United States
- Employment type: Contract or temporary[Apply on Société Générale’s careers site →](https://careers.societegenerale.com/en/job-offers/senior-credit-analyst-insurance-26000IWF-en)

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