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Société Générale · Montreal, Canada

# Senior Credit Analyst - Credit Portfolio Management – Real Assets and Infrastructure

Montreal, Canada Contract or temporary Senior individual contributor IT & Infrastructure 

Listed on Société Générale’s official careers site. Posted October 5, 2026. Check that it is still open and apply there.
[Apply on Société Générale’s careers site →](https://careers.societegenerale.com/en/job-offers/senior-credit-analyst-credit-portfolio-management-real-assets-and-infrastructure-26000FOV-en)

[OpenNash Jobs](https://jobs.opennash.com/) / [Société Générale](https://jobs.opennash.com/companies/societe-generale/) / Senior Credit Analyst - Credit Portfolio Management – Real Assets and Infrastructure

## Job description

### About the opportunity

The Real Assets and Infrastructure (“RAI”) group within Credit Portfolio Management (CPM) AMER is seeking a Senior Credit Analyst (Vice President) to be based in Société Générale’s Montreal office. The role is responsible for the ongoing credit portfolio management of project finance transactions across The Americas, covering primarily Infrastructure and Digital Technology (Data Centers, Fiber and Core Infrastructure), but also including Energy (Power, Renewables, Midstream & Downstream O/G, Energy Transition), and Metals & Mining assets.

The position focuses on post‑closing credit risk management, including transaction monitoring, review and processing of amendments and waivers, annual portfolio reviews, and close interaction with internal stakeholders across Origination (Business Lines), Risk, and Legal (among other departments).

### About Credit Portfolio Management (CPM) at Société Générale

Credit Portfolio Management (CPM) is a specialized function within Société Générale’s Global Banking and Advisory (GLBA) division. CPM oversees the bank’s credit portfolios, focusing on credit risk monitoring, portfolio optimization, and capital efficiency across a wide range of asset classes and sectors. Within CPM, the Real Assets and Infrastructure (RAI) group plays a critical role in managing credit exposures related to Infrastructure (including Digital Infrastructure), Energy and Metals & Mining projects.

RAI is responsible for monitoring the performance and risk profile of complex project finance transactions throughout their lifecycle—from construction through ongoing operations. By leveraging sector expertise and applying rigorous portfolio management practices, RAI supports the successful execution of major projects while safeguarding the bank’s interests and optimizing its capital allocation. What will you do?

As a Senior Credit Analyst in the CPM RAI team, you will be responsible for the independent management and credit oversight of an assigned project finance portfolio across Infrastructure and Digital Technology, Energy (renewables, battery storage, midstream & downstream oil/gas assets, and energy transition) and Metals & Mining assets, covering the full post‑closing lifecycle, including: Ongoing Credit Monitoring:
- Monitor counterparties and underlying projects, including construction progress, operational and financial performance, and covenant compliance
- Identify early warning signals and contribute to Watch List designation and provisioning assessments for challenged transactions
- Participate, when required, in the management of stressed or underperforming credits Periodic Credit Reviews & Risk Assessment: Prepare annual credit reviews, including financial analysis, cash flow model review, rating assessment, and forward‑looking risk evaluation
- Assess debt service coverage, liquidity, structural protections, and overall credit quality
- Prepare quarterly reporting for underperforming assets
- Assess and propose internal classifications and obligor ratings
- Review and process amendment, waiver, and consent requests, including analysis of proposed project and documentation changes, assessment of credit risk implications, and preparation of internal credit memoranda with recommendations With respect to Renewable Energy Projects, participate in the onboarding of tax equity counterparties, including credit assessment and review of transaction documentation
- Manage term conversions of Energy project finance transactions, including review of the post‑conversion credit profile, repayment of tax credit transfer and tax equity bridge loans, related documentation changes, and ongoing monitoring considerations.
- Coordinate internal approval processes with Risk Management and Origination/Business Lines Portfolio Governance & Reporting: Prepare quarterly portfolio reviews, including Watch List reporting and risk commentary
- Contribute to portfolio dashboards and exposure analyses by sector, region, and risk rating
- Support regulatory reporting (including Shared National Credit) and internal/external audits
- Assist in internal and external audits and examinations of portfolios from a credit risk standpoint
- Support secondary sales and other portfolio risk‑transfer transactions involving project finance assets
- Provide ad-hoc support for requests from senior team members, including preparing portfolio insights and deal-specific information

### Stakeholder Engagement
- Engage with borrowers and agents, as appropriate, on post‑closing matters including information requests, covenant compliance, and transaction‑related discussions.

Work closely with Origination, Risk, Legal, Middle Office, and Asset Recovery teams What you will gain: Exposure to complex, large‑scale project finance transactions across the Americas Opportunity to further develop expertise in Infrastructure, Digital Technology, Energy transition and Metals & Mining. Hands‑on experience within a global banking platform with cross‑functional collaboration Enhanced analytical, judgment, and portfolio management skills at a senior credit level Opportunity to lead development and deployment, as well as work with AI-driven tools adopted to enhance efficiency, analysis, and decision-making in credit portfolio management

## At a glance
- Posted by the employer: Oct 5, 2026
- First seen by OpenNash: Oct 11, 2026
- Last checked: Oct 18, 2026
- Listed for: 13 days
- Location: Montreal, Canada
- Employment type: Contract or temporary[Apply on Société Générale’s careers site →](https://careers.societegenerale.com/en/job-offers/senior-credit-analyst-credit-portfolio-management-real-assets-and-infrastructure-26000FOV-en)

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