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Shanghai Pudong Development · 广州

# 授信审批岗（零售）

广州 

Listed on Shanghai Pudong Development’s official careers site. Posted December 2, 2025. Check that it is still open and apply there.
[Apply on Shanghai Pudong Development’s careers site →](https://job.spdb.com.cn/jobDetail?jobId=10022272&type=1)

[OpenNash Jobs](https://jobs.opennash.com/) / [Shanghai Pudong Development](https://jobs.opennash.com/companies/shanghai-pudong-development/) / 授信审批岗（零售）

## Job description

负责根据监管政策、行内产品制度规定及授信业务管理要求等，开展零售信贷业务审批工作；根据行内信贷投向政策、产品制度、审贷标准等对具体业务进行风险审批，并在授权范围内出具审批意见，明确放款条件；根据分行个人信贷业务专职委员会议事管理办法作为委员参会审批；负责对分行零售信贷业务授信管理的指导、培训工作。 本科及以上学历，5年及以上信贷工作经验，其中从事零售审贷相关工作岗位3年及以上；近3年经办的信贷业务中无严重资产质量责任问题，无违规违纪行为，无严重个人不良信用记录；熟悉国家经济、金融政策，掌握与专业岗位相适应的信用风险管理专业知识，熟练掌握银行管理制度、相关内控制度和风险管理相关技能，具备宏观经济、行业、区域、产品、授信方案的风险分析技能，对信贷风险有专业的研究，对风险控制有深刻的理解和专业的判断决策能力；具有良好的思想道德品质和坚定的理想信念，敢于担当，乐于奉献；具备较强的沟通协调能力和抗压能力；具有较强的分析判断能力、执行能力、学习能力，以及良好的文字和语言表达能力。

## At a glance
- Posted by the employer: Dec 2, 2025
- First seen by OpenNash: Aug 1, 2026
- Last checked: Oct 19, 2026
- Listed for: 321 days
- Location: 广州[Apply on Shanghai Pudong Development’s careers site →](https://job.spdb.com.cn/jobDetail?jobId=10022272&type=1)

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