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Royal Bank of Canada · TORONTO, Ontario, Canada

# Analyst - Credit and Transaction Management (CTM)

TORONTO, Ontario, Canada Finance & Accounting 

Listed on Royal Bank of Canada’s official careers site. Posted October 20, 2026. Check that it is still open and apply there.
[Apply on Royal Bank of Canada’s careers site →](https://rbc.wd3.myworkdayjobs.com/RBCGLOBAL1/job/TORONTO-Ontario-Canada/Analyst---Credit-and-Transaction-Management--CTM-_R-0000190704-1)

[OpenNash Jobs](https://jobs.opennash.com/) / [Royal Bank of Canada](https://jobs.opennash.com/companies/royal-bank-of-canada/) / Analyst - Credit and Transaction Management (CTM)

## Job description

### Job Description

What is the opportunity? Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will work closely with Corporate Banking (“CB”) to support the growth of the corporate loan book and will manage a portfolio of borrowers in Diversified sectors (Technology, Media, and Telecommunications, and Healthcare) within the Global Credit division of RBC Capital Markets.

You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.
- Please note that this is a 12 month fixed term contract role.
- What will you do?

You will be responsible for managing an assigned portfolio of borrowers in the Diversified sectors (Technology, Media, and Telecommunications, and Healthcare), which includes multinational and other large corporate lending relationships, and will provide additional support to several Corporate Banking teams.

Your key responsibilities will include: Corporate Banking (CB)

### Support
- Provide transactional support to CB which includes but is not limited to: (i)
- Conduct financial analysis of corporate clients, including review of financial statements, cash flow projections, and industry trends, to prepare credit submissions for new credit, refinancings, renewals, covenant amendments/waivers, and other minor amendments, (iii)
- Coordinate with internal partners (Group Risk Management (GRM), Know Your Client (KYC), and Funding and Lending Services) to ensure timely closings.

### Portfolio Transaction Management

Includes but is not limited to: (i)
- Review and approve specific drawdown requests, (ii)
- Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners, (iii)
- Ensure compliance with Bank Policies, and (iv)
- Participate in team deliverables with respect to regulatory/audit requests.

### Data Integrity

Ensure credit agreement terms are correctly reflected in the Bank’s systems and that all credit documentation is accounted for and reviewed in a timely basis (e.g. credit agreements, amendments, waivers, security documents).

### Annual Reviews

Ensure Annual Reviews of existing credit relationships are completed in a timely fashion and maintain a high quality of work.

### Stakeholder Engagement

Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Global Markets (GM), and Loan Servicing.

### Other Responsibilities

Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the team’s planned and unplanned demands. What do you need to succeed?

### Must-have's

Strong academic credentials including completion of a Bachelor's degree in Business, Finance, or Economics.

An MBA, CPA, or CFA or other post-graduate degrees with a focus in business, accounting, economics, mathematics, or real estate would be an asset Previous banking experience or corporate lending experience with client relationship management, knowledge of structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset
- Ability to read and understand complex legal documents (e.g. loan agreements, security documents)
- Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
- Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations
- Ability to work effectively within a team environment and to interact at all levels within a large organization
- Ability to prioritize, perform well under pressure and meet time sensitive deadlines
- Ability to strike a balance in putting “Client First” while ensuring that internal standards are maintained and deliverables are provided
- Strong general PC Skills (Excel, Word and PowerPoint)
- Familiarity with or willingness to learn AI tools and technologies to support workflow efficiency What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. Leaders who support your development through coaching Work in a dynamic, collaborative and high-performance team environment Opportunities to do challenging work and foster strong working relationships other areas of the bank, notably Corporate Banking, Group Risk Management, Global Markets, Global Loans Administration, Global Banking Service Centre, Ratings & Monitoring Group, and Agency Services.

GCREDITRBC

### Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork Additional Job Details Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Contract (Fixed Term)

### Pay Type

Salaried Posted Date: 2026-10-19 Application Deadline: 2026-11-02 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world.

Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC.

Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC.

Qualified applicants may be contacted to review their resume in more detail.

## At a glance
- Posted by the employer: Oct 20, 2026
- First seen by OpenNash: Oct 26, 2026
- Last checked: Nov 2, 2026
- Listed for: 13 days
- Location: TORONTO, Ontario, Canada[Apply on Royal Bank of Canada’s careers site →](https://rbc.wd3.myworkdayjobs.com/RBCGLOBAL1/job/TORONTO-Ontario-Canada/Analyst---Credit-and-Transaction-Management--CTM-_R-0000190704-1)

## Hiring at Royal Bank of Canada
- Open jobs: 737
- New in the last 7 days: After two weekly collections
- Tracked since: Jul 16, 2026

[All Royal Bank of Canada jobs](https://jobs.opennash.com/companies/royal-bank-of-canada/) · [Weekly hiring report](/reports/hiring/)

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