[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Prosperity Bancshares jobs](https://jobs.opennash.com/companies/prosperity-bancshares/) · [Search jobs](/search/) Prosperity Bancshares · Lubbock, TX # Credit Analyst I (Full Time) - Lubbock, Ave Q Lubbock, TX, US Full-time Finance & Accounting Listed on Prosperity Bancshares’s official careers site. Posted August 14, 2026. Check that it is still open and apply there. [Apply on Prosperity Bancshares’s careers site →](https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=009d7dae-06f5-4976-bb97-c97601e32efe&ccId=19000101_000001&jobId=601922&lang=en_US) [OpenNash Jobs](https://jobs.opennash.com/) / [Prosperity Bancshares](https://jobs.opennash.com/companies/prosperity-bancshares/) / Credit Analyst I (Full Time) - Lubbock, Ave Q ## Job description ### External Applicants Please apply through Prosperity Bank's Career Center at [https://www.prosperitybankusa.com/Careers](https://www.prosperitybankusa.com/Careers). Applying through any other source may prevent Prosperity from receiving your application. ### Internal Applicants If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. ### POSITION PURPOSE Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. ### ESSENTIAL FUNCTIONS AND ### BASIC DUTIES Spreading and analysis of commercial financial statements for prospective and existing loan customers. Perform financial analysis and basic underwriting of loan packages for loan officers to include the following: trend, equity and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage. - Perform loan reviews of existing commercial loans - Recommend credit grades based on creditworthiness of borrower and performance of the loan - Identify documentation exceptions and evaluate underwriting CRE Stress Test Analysis Review Rent Rolls, Construction Budgets, Pro Forma Statements, Feasibility Studies, A/R Aging, Inventory, Equipment, Floor Plan - Reports Prepare Stress Model, Projected Income Scenarios, etc… Other duties as assigned. ### QUALIFICATIONS EDUCATION/CERTIFICATION: Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 12 hours of accounting and/or 18 hours of finance. ### REQUIRED EXPERIENCE Minimum two-year banking experience preferred. ### SKILLS/ABILITIES Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines. Strong analytical skills with an ability to interpret complex financial information and identify relevant risks. Strong verbal and written communications skills. ### CAREER PROGRESSION Successful candidates will have the opportunity of becoming Junior Commercial Lenders after completion of the two-year Credit Analyst program POSITION LOCATION: Open to relocation within the State of Texas and Oklahoma if necessary. ### SUPERVISORY RESPONSIBILITIES This role has no supervisory responsibilities. ### QUALIFICATIONS Education/Certification: Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 9 hours of accounting and/or 12 hours of finance. ### REQUIRED EXPERIENCE Minimum one year banking experience preferred. ### SKILLS/ABILITIES Strong verbal and written communications skills. ### CAREER PROGRESSION PHYSICAL ACTIVITIES AND ### REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. ### Average Hearing Able to hear average or normal conversations and receive ordinary information. ### Repetitive Motion Movements frequently and regularly required using the wrists, hands, and/or fingers. ### Average Visual Abilities Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. ### Physical Strength Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) ### WORKING CONDITIONS None No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND ### REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to deal with a variety of variables under only limited standardization. Able to interpret various instructions. ### Mathematics Ability Ability to compute interest, payments, profit and loss, financial ratios, percentage, cash flow and debt service. Able to perform very simple algebra. ### Language Ability Ability to read a variety of books, magazines, instruction manuals, atlases, and encyclopedias. Ability to prepare memos, internal loan applications, reports, and essays using proper punctuation, spelling, and grammar. Ability to communicate distinctly with appropriate pauses and emphasis, correct pronunciation (or sign equivalent), and variation in word order using present, perfect, and future tenses. ## At a glance - Posted by the employer: Aug 14, 2026 - First seen by OpenNash: Oct 11, 2026 - Last checked: Oct 18, 2026 - Listed for: 65 days - Location: Lubbock, TX, US - Employment type: Full-time[Apply on Prosperity Bancshares’s careers site →](https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=009d7dae-06f5-4976-bb97-c97601e32efe&ccId=19000101_000001&jobId=601922&lang=en_US) ## More jobs at Prosperity Bancshares ### [Customer Service Representative (Full Time) - Lubbock](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/caf94c9f21ef62c67821/) Lubbock, TX, US ### [FT Customer Service Representative - Lubbock, Plano, or Houston](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/334bb082132c145bd985/) Lubbock, TX, US ### [Sr. Systems Engineer (Full Time) - Lubbock, Plano, or Sugar Land](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/cead518d0e799c79709c/) Lubbock, TX, US ### [Assistant Banking Center Manager - SB Kirby](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/65f2d58f5d2b64be4cef/) Kirby, SB, Houston, TX, US ### [Banking Center Manager (Full Time) - Amarillo, Hillside](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/cf0ed328168e8904d50b/) Amarillo, TX, US ## Similar jobs at other companies ### [2027 Commercial Real Estate Full-Time Analyst Program](https://jobs.opennash.com/companies/jpmorganchase/jobs/c1c9560fc817858315cf/) JPMorganChase · Chicago, IL, United States ### [Credit Trading – Private Credit – Analyst](https://jobs.opennash.com/companies/jpmorganchase/jobs/5689865211e3ce805307/) JPMorganChase · New York, NY, United States ### [Wealth – Full-time Analyst, New York – USA, 2027](https://jobs.opennash.com/companies/citigroup/jobs/bd482593ddde4c737505/) Citigroup · New York New York United States ### [Wealth - LATAM, Full Time Analyst, New York - USA, 2027](https://jobs.opennash.com/companies/citigroup/jobs/a28ded70c779bb6872da/) Citigroup · New York New York United States ### [Credit Senior Process Analyst](https://jobs.opennash.com/companies/cargill/jobs/20dc050036d3ddfdf33a/) Cargill · Wayzata, Minnesota OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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