[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Prosperity Bancshares jobs](https://jobs.opennash.com/companies/prosperity-bancshares/) · [Search jobs](/search/) Prosperity Bancshares · San Antonio, TX # Commercial Credit Underwriter (Full Time) - TP Castle Hills San Antonio, TX, US Full-time Finance & Accounting Listed on Prosperity Bancshares’s official careers site. Posted September 17, 2026. Check that it is still open and apply there. [Apply on Prosperity Bancshares’s careers site →](https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=009d7dae-06f5-4976-bb97-c97601e32efe&ccId=19000101_000001&jobId=603078&lang=en_US) [OpenNash Jobs](https://jobs.opennash.com/) / [Prosperity Bancshares](https://jobs.opennash.com/companies/prosperity-bancshares/) / Commercial Credit Underwriter (Full Time) - TP Castle Hills ## Job description ### External Applicants Please apply through Prosperity Bank's Career Center at [https://www.prosperitybankusa.com/Careers](https://www.prosperitybankusa.com/Careers). Applying through any other source may prevent Prosperity from receiving your application. ### Internal Applicants If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. ### POSITION PURPOSE Performs quantitative and qualitative credit analysis and underwriting for commercial loan requests. Works with commercial lending officers to understand and measure the risks associated with both new and existing client relationships and to create loan structures to mitigate these risks. Prepares written presentations summarizing loan opportunities with minimal turn-around times. ### ESSENTIAL FUNCTIONS AND ### BASIC DUTIES Analyzes client-specific financial statements, spreads, and ratios as well as broader industry and economic risks that could jeopardize loan repayment. Receives instruction from loan officers to review credit issues and obtain additional information, including outside calls as required. Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks. Identify high-risk credit situations and take appropriate action to ensure that the Bank is well protected. Other duties as assigned. The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. ### SUPERVISORY RESPONSIBILITIES This role has no supervisory responsibilities ### QUALIFICATIONS Education/Certification: College degree in business or equivalent; or equivalent combination of education and experience. College coursework should include accounting, finance, and financial statement analysis. Completion of a banking internship desired. ### Required Knowledge Proficient in Microsoft Word, Excel, and PowerPoint Experience Required: Skills/Abilities: Ability to read, analyze, and interpret financial statements, industry data, and customer profiles. Ability to produce both oral and written presentations. Ability to apply concepts such as trends, percentages, ratios, and proportions to practical situations. Ability to create and interpret projections based on extrapolation of financial data. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical information in mathematical or diagram form and deal with several abstract and concrete variables. Ability to make appropriate judgments and decisions with limited guidance. Ability to deal with complex problems involving multiple facets and variables in non-standardized situations. Excellent planning and organizational skills, including the ability to work independently. Strong written and verbal communications skills. Ability to maintain confidentiality and instill trust within the organization. Ability to multitask is essential.. PHYSICAL ACTIVITIES AND ### REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. ### Average Hearing Able to hear average or normal conversations and receive ordinary information. ### Repetitive Motion Movements frequently and regularly required using the wrists, hands, and/or fingers. ### Average Visual Abilities Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery. ### Physical Strength Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) ### WORKING CONDITIONS None No hazardous or significantly unpleasant conditions (such as in a typical office). MENTAL ACTIVITIES AND ### REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables. ### Mathematics Ability Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra. ### Language Ability Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias. Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style. Ability to conduct training, communicates at panel discussions, and make professional presentations. ### Monday - Friday 8:00AM - 5:00PM ## At a glance - Posted by the employer: Sep 17, 2026 - First seen by OpenNash: Oct 11, 2026 - Last checked: Oct 18, 2026 - Listed for: 31 days - Location: San Antonio, TX, US - Employment type: Full-time[Apply on Prosperity Bancshares’s careers site →](https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=009d7dae-06f5-4976-bb97-c97601e32efe&ccId=19000101_000001&jobId=603078&lang=en_US) ## More jobs at Prosperity Bancshares ### [Banking Center President (Full Time) - San Antonio, San Pedro](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/e6588bee038ff2510ef8/) San Antonio, TX, US ### [Lending Assistant (Full Time) - AB San Antonio, Concord](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/34d5fb455065d06d9664/) San Antonio, TX, US ### [Assistant Banking Center Manager - SB Kirby](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/65f2d58f5d2b64be4cef/) Kirby, SB, Houston, TX, US ### [Banking Center Manager (Full Time) - Amarillo, Hillside](https://jobs.opennash.com/companies/prosperity-bancshares/jobs/cf0ed328168e8904d50b/) Amarillo, TX, US ## Similar jobs at other companies ### [GCIB- Commercial Credit Underwriter I/Commercial Credit Officer I](https://jobs.opennash.com/companies/bank-of-america/jobs/3195b3b67ad64aad4853/) Bank of America · New York ### [Senior Credit Underwriter - Remote](https://jobs.opennash.com/companies/unitedhealth-group/jobs/1c8dd38ca22aaea49e9e/) UnitedHealth Group · Draper, Utah ### [Senior Credit Underwriter](https://jobs.opennash.com/companies/allianz/jobs/e546cf25106fcd3704c5/) Allianz · Baltimore, Maryland, United States ### [Senior Commercial Real Estate Underwriter - Remote](https://jobs.opennash.com/companies/unitedhealth-group/jobs/be4791922de0b4653b9d/) UnitedHealth Group · Draper, Utah ### [Credit Products Underwriter I - Commercial Banking](https://jobs.opennash.com/companies/bok-financial/jobs/b10cfe1ee7a771aafeb4/) BOK Financial · Tulsa, OK, US OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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