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Ping An Insurance Group · 深圳市

# 审批岗

深圳市 

Listed on Ping An Insurance Group’s official careers site. Posted August 3, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=96C459C625D64407889C890381B5E2EE)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 审批岗

## Job description

岗位职责
- 具备信用风险评估能力，负责审查贷款资料完整性、规范性，对申请人准入资质进行初审；具备初步审核客户收入及负债、信用状况情况的能力，评估客户的偿债能力的充足性；对贷款方案的担保方式、押品价值等的初步审核能力，评估担保有效性；
- 识别欺诈风险，根据反欺诈策略及审查流程的要求，对客户的身份及内外部信息交叉匹配验证，判断客户身份、申请资料的真实性，能根据现有策略进行借款用途、借款意愿风险排查；
- 根据我行政策，对客户信息综合评估，对贷款申请出具审批意见。 任职资格 1、本科及以上学历； 2、2年以上银行从业经验，熟悉零售风险信贷业务知识； 3、金融类相关专业，熟练使用EXCEL、PPT等办公软件；逻辑严谨、有一定数据分析和文字功底，较好的学习及沟通能力； 4、具备正直、诚实的品质，具有良好的敬业精神和职业道德；风险意识强，有较强的责任心和抗压能力，无违法违纪行为。

## At a glance
- Posted by the employer: Aug 3, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 78 days
- Location: 深圳市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=96C459C625D64407889C890381B5E2EE)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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