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Ping An Insurance Group · 福州市

# 信用贷赋能岗

福州市 

Listed on Ping An Insurance Group’s official careers site. Posted June 12, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=EDF824C6B3BB4B1887ADBE9729417853)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 信用贷赋能岗

## Job description

岗位职责 承接总行信用贷新产品政策策略，赋能分行机构和队伍，深入洞察研究本地小微市场、特色产业和客群，制定本地化差异化的小微客群获客策略，挖掘并推动批量获客项目落地产出。 （一）本地小微市场研究：深入一级分行辖区本部和各二级分行市场，研究分析当地小微市场、特色产业链、核心企业和目标客群（圈链会），撰写本地细分产品圈链会项目报告，协助筛选锁定目标优质商圈、核心企业及场景平台。 （二）小微批量获客项目挖掘：对本地小微目标客群制定细分差异化的小微项目拓客策略，设计本地化合作方案，完成小微批量获客项目的全流程（含方案设计、谈判准入、协议签署等），实现项目落地和成功批量放款。 （三）队伍信用贷业务能力建设：负责分行个贷队伍（含自营、传统个贷）信用贷新产品的产品亮点、获客策略、话术的宣导培训。 任职资格
- 本科及以上学历，具备零售贷款、普惠、对公工作经验≥3年，其中1年银行风险管理、客户经理等工作经验。有管理经验者优先
- 了解市、县的市场及行业，最好具有渠道资源，有本地“熟人圈”、商圈、产业链上下游资源。熟悉并经办各类贷款相关产品及审批。
- 熟悉国家经济、金融方针政策，财务、税务、审计、人行和监管部门对银行的要求，熟悉全行各类业务，对商业银行运作有较深的了解，工作积极主动，责任心和抗压能力强

## At a glance
- Posted by the employer: Jun 12, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 130 days
- Location: 福州市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=EDF824C6B3BB4B1887ADBE9729417853)

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