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Ping An Insurance Group · 重庆市

# 零售/普惠信贷高级审批师

重庆市 

Listed on Ping An Insurance Group’s official careers site. Posted February 13, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=6226C979B6AD46E78173018537375EC6)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 零售/普惠信贷高级审批师

## Job description

岗位职责
- 全面分析客户信用分析、财务风险及预期财务能力，评估贷款方案的合理性。
- 负责根据监管及我行的零售贷款政策及相关规定，评价贷款申请的合规性、出具审批结论；
- 定期总结审查和审批过程发现的问题，提出操作风险控制的改善建议；
- 定期总结信贷审批风险问题，提出我行信贷政策修订建议；
- 负责团队风险问题咨询解答，并定期对团队进行风险培训。 任职资格
- 大学本科学历，5年以上银行从业经验，其中有不少于2年及以上零售客户经理或风险管理、授信审批工作经历，且个人信用记录及从业记录良好；
- 具备正直、诚实的品质，责任心强，具有良好的敬业精神和职业道德；
- 熟悉零售信贷风险知识，具备授信风险分析和评价能力，能制定有效的风险管理措施；
- 熟悉有关经济、金融及有关法律法规、监管政策以及相关风险管理制度、相关规定。

## At a glance
- Posted by the employer: Feb 13, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 249 days
- Location: 重庆市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=6226C979B6AD46E78173018537375EC6)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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