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Ping An Insurance Group · 海口市

# 零售信贷部信用贷赋能岗

海口市 

Listed on Ping An Insurance Group’s official careers site. Posted October 10, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=F2E716991FF64094BA66DA22DBC84E35)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 零售信贷部信用贷赋能岗

## Job description

岗位职责
- 承接总行信用贷新产品政策策略，赋能分行机构和队伍，深入洞察研究本地小微市场、特色产业和客群，制定本地化差异化的小微客群获客策略，挖掘并推动批量获客项目落地产出。

### 本地小微市场研究
- 深入一级分行辖区本部和各二级分行市场，研究分析当地小微市场、特色产业链、核心企业和目标客群（圈链会），撰写本地细分客群圈链会项目报告，协助筛选锁定目标优质商圈、核心企业及场景平台；

### 小微批量获客项目挖掘
- 对本地小微目标客群制定细分差异化的小微项目拓客策略，设计本地化合作方案，完成小微批量获客项目的全流程（含方案设计、谈判准入、协议签署等），实现项目落地和成功批量放款；

### 队伍信用贷业务能力建设
- 负责分行个贷队伍（含自营、传统个贷）信用贷新产品的产品亮点、获客策略、话术的宣导培训。 任职资格 1、2年及以上银行从业经验，熟悉信贷产品、风险、合规相关政策和业务流程； 2、具有良好的数据分析能力，能聚焦业务目标进行价值挖掘； 3、沟通及表达能力佳，具备较好的抗压能力； 4、具备良好的职业操守，风险意识强，无违法、违规行为记录。

## At a glance
- Posted by the employer: Oct 10, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 10 days
- Location: 海口市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=F2E716991FF64094BA66DA22DBC84E35)

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