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Ping An Insurance Group · 南京市

# 南京分行零售风险信贷审批岗

南京市 

Listed on Ping An Insurance Group’s official careers site. Posted September 3, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=7ACE7146638441A5BB58EAE7FA1EFDFC)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 南京分行零售风险信贷审批岗

## Job description

岗位职责
- 具备信用风险评估能力，负责审查贷款资料完整性、规范性，对申请人准入资质进行审核；具备审核客户收入及负债、信用状况情况的能力，评估客户偿债能力的充足性；具备贷款方案的担保方式、押品价值等的审核能力，评估担保有效性；
- 识别欺诈风险，根据反欺诈策略及审查流程的要求，对客户的身份及内外部信息交叉匹配验证，判断客户身份、申请资料的真实性，能根据现有策略进行借款用途、借款意愿风险排查；
- 根据我行政策，对客户信息综合评估，对贷款申请出具审批意见。 任职资格
- 本科及以上学历，具备2年及以上银行信贷业务经验，有风控从业经验或信贷审批经验的优先；
- 熟悉银行业监管政策，掌握金融、财会、法律基本知识，熟悉风险管理基本政策制度和风险流程，具备良好的职业操守；
- 具备良好的沟通协调能力、具有较强的责任心和团队精神，能承担一定的工作压力。

## At a glance
- Posted by the employer: Sep 3, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 47 days
- Location: 南京市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=7ACE7146638441A5BB58EAE7FA1EFDFC)

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OpenNash lists jobs from employers’ own careers sites and does not handle applications.
Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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