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Ping An Insurance Group · 合肥市

# 信贷审批岗

合肥市 

Listed on Ping An Insurance Group’s official careers site. Posted November 17, 2025. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=9431C642D9854B0583FDE3CB13A02810)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 信贷审批岗

## Job description

岗位职责
- 负责在权限范围内、时限要求内，根据专业判断，独立、客观地开展相关行业客户授信审查审批工作；关注贷前调查人的尽职情况，全面分析借款人的偿还能力、信用状况、担保情况、抵(质)押比率、风险程度。根据监管及我行的零售信贷政策及相关规定，评价贷款申请的合规性与合理性，及贷款调查内容的合法性、合理性、准确性，出具审批结论。
- 定期总结审查和审批过程发现的问题，提出风险控制改善及我行信贷政策修订建议。
- 开展市场、行业及产品跟踪研究，收集相关同业及行业信息，关注变化；协助研究辖内信贷业务的总体状况、参与制订和传导授信政策、风险指引、业务指引，以及各类授信业务的准入标准。
- 根据相关规定开展平行作业，承担下级审批师或审查人员业务技能指导，处理内外部各项业务咨询。 任职资格
- 本科及以上学历。
- 具备正直、诚实的品质，责任心强，具有良好的敬业精神和职业道德。
- 熟悉零售信贷风险知识，具备一定的银行信贷管理从业经验，具备授信风险分析和评价能力，能制定有效的风险管理措施。2年以上信用风险管理相关经验，其中信贷审查审批经验至少1年。
- 熟悉有关经济、金融及有关法律法规、监管政策以及我行各项风险管理制度及相关规定。
- 定期参加审批师系列培训，并通过零售信贷审批师资格年审。

## At a glance
- Posted by the employer: Nov 17, 2025
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 337 days
- Location: 合肥市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=9431C642D9854B0583FDE3CB13A02810)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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