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Ping An Insurance Group · 宁波市

# 零售信贷产品经理

宁波市 

Listed on Ping An Insurance Group’s official careers site. Posted December 1, 2025. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=697DF491AD1A4188ABBCD8A35288CC9A)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 零售信贷产品经理

## Job description

岗位职责
- 负责零贷信贷产品支持，参与本地化商圈、产业链、行业相关政策的研究与制订；
- 负责总行各产品相关制度中约定产品经理需要负责的信贷业务贷前调查。对借款人的资信情况、经营情况和财务情况进行专业分析判断，出具独立调查意见，对调查结论完整性、真实性和准确性承担责任；
- 负责对审批师提出的待核查点完成现场核查，如实记录核查情况，并出具调查意见。 任职资格
- 本科及以上学历；
- 三年（含）以上银行信贷业务经验或者风险管理经验，有小微客群经验者优先；
- 具备较好的人际沟通能力和客户服务意识；
- 熟悉银行零售信贷产品、风险、合规相关政策和业务流程；
- 具备良好的职业操守，风险意识强，无违法、违规行为记录。行内转岗员工无行内被亮红牌、被永久停牌的行为记录。符合总行、分行其他管理要求。

## At a glance
- Posted by the employer: Dec 1, 2025
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 323 days
- Location: 宁波市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=697DF491AD1A4188ABBCD8A35288CC9A)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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