[Skip to main content](#main-content)

[OpenNash Jobs](https://jobs.opennash.com/)
[Hiring report](/reports/hiring/) · [All Ping An Insurance Group jobs](https://jobs.opennash.com/companies/ping-an-insurance/) · [Search jobs](/search/)

Ping An Insurance Group · 银川市

# 零售风险管理部信贷审批岗

银川市 

Listed on Ping An Insurance Group’s official careers site. Posted October 12, 2026. Check that it is still open and apply there.
[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=F24126FC0341486DBED36F430D12EDDB)

[OpenNash Jobs](https://jobs.opennash.com/) / [Ping An Insurance Group](https://jobs.opennash.com/companies/ping-an-insurance/) / 零售风险管理部信贷审批岗

## Job description

岗位职责
- 全面分析客户信用、财务风险及预期财务能力，评估贷款方案的合理性；
- 负责根据监管及我行的零售贷款政策及相关规定，评价贷款申请的合规性，出具审批结论；
- 定期总结审查和审批过程中发现的问题，提出操作风险控制的改善建议；
- 定期总结信贷审批风险问题，提出我行信贷政策修订建议；
- 负责团队风险问题咨询解答，并定期对团队开展风险培训；
- 领导交办的其他任务。 任职资格
- 本科及以上学历，金融、经济、财务、管理、法律等专业，5年以上银行从业经验，其中有不少于2年及以上零售客户经理或风险管理、授信审批工作经历，且个人信用记录及从业记录良好；
- 具备正直、诚实的品质，责任心强，具有良好的敬业精神和职业道德操守，风险意识强，无违规违纪行为；
- 具备丰富的零售信贷风险知识，具备较强的授信风险分析和评价能力，能制定有效的风险管理措施；
- 熟悉有关经济、金融及法律法规、监管政策以及风险管理制度和相关规定。

## At a glance
- Posted by the employer: Oct 12, 2026
- First seen by OpenNash: Oct 20, 2026
- Last checked: Oct 20, 2026
- Listed for: 8 days
- Location: 银川市[Apply on Ping An Insurance Group’s careers site →](https://talent.pingan.com/recruit/position.html?positionId=F24126FC0341486DBED36F430D12EDDB)

## More jobs at Ping An Insurance Group

### [2G客户经理-宁夏](https://jobs.opennash.com/companies/ping-an-insurance/jobs/fa09d4d0ade519b89a26/)

银川市

### [业务专家（银川）](https://jobs.opennash.com/companies/ping-an-insurance/jobs/e81e32302990315a4cd0/)

银川市

### [个贷客户经理](https://jobs.opennash.com/companies/ping-an-insurance/jobs/2694d331d3e61be73df5/)

银川市

### [个贷客户经理（自营）](https://jobs.opennash.com/companies/ping-an-insurance/jobs/14697d310671151cdae3/)

银川市

### [个贷经理（房贷专岗）](https://jobs.opennash.com/companies/ping-an-insurance/jobs/e18778bd4e2c1259a313/)

银川市

OpenNash lists jobs from employers’ own careers sites and does not handle applications.
Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

OpenNash Jobs · Official listings with dates and links to the employer. [Weekly hiring report](/reports/hiring/) · [Methodology](/methodology/)