[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Oversea-Chinese Banking jobs](https://jobs.opennash.com/companies/oversea-chinese-banking/) · [Search jobs](/search/) Oversea-Chinese Banking · OCBC Malaysia, Menara OCBC # Head of EMB Credit Risk Approval - ED OCBC Malaysia, Menara OCBC Full-time Executive Finance & Accounting Listed on Oversea-Chinese Banking’s official careers site. Posted July 8, 2026. Check that it is still open and apply there. [Apply on Oversea-Chinese Banking’s careers site →](https://ocbc.wd102.myworkdayjobs.com/en-US/External/job/OCBC-Malaysia-Menara-OCBC/Head-of-EMB-Credit-Risk-Approval---ED_JR00007616) [OpenNash Jobs](https://jobs.opennash.com/) / [Oversea-Chinese Banking](https://jobs.opennash.com/companies/oversea-chinese-banking/) / Head of EMB Credit Risk Approval - ED ## Job description ### WHO WE ARE As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here. Position Head, EMB Credit Risk Approval Rank: Executive Director ### Job Purpose To provide strong credit risk leadership over Emerging Business (EMB) credit approvals, ensuring sound credit decisions, disciplined adherence to risk appetite, regulatory compliance, and efficient delivery of approval outcomes that support sustainable portfolio growth. ### Key Responsibilities Credit Approval & Risk Oversight Provide leadership and direction to a team of credit approvers, ensuring consistent application of credit policies, standards, and approval discipline. Assess credit standing, structure facilities, and approve all Emerging Business (EMB) credit applications, including credit exceptions. Evaluate and approve trade transaction exceptions, current account excesses, end-financing empanelment proposals, and other ad-hoc exceptions, where required. Review and approve rescheduling and restructuring proposals in line with credit policy and risk appetite. Governance & Compliance Oversee the timely review and enhancement of the EMB Credit Procedure Guide, ensuring alignment with business developments, risk appetite, and regulatory requirements. Ensure full compliance with all applicable regulatory requirements, internal controls, and audit expectations. Act as the key point of contact for internal, external, and regulatory audits relating to credit approval matters. Portfolio Reviews Conduct post-mortem reviews on delinquent or problem accounts to identify root causes, systemic issues, and control gaps. Partner with Policy and Collections teams to ensure early identification of credit deterioration and timely implementation of corrective actions. Provide clear and constructive risk feedback to business stakeholders to support prudent and sustainable EMB portfolio growth. People & Operational Management Manage departmental capacity and resources to ensure credit approval turnaround time are consistently delivered within agreed service level targets. Continuously enhance credit approval processes to improve efficiency, quality, and productivity. Build a strong risk culture through coaching, mentoring, and effective performance management of the credit approval team. ### Job Requirements A recognised Diploma or Degree in Accounting, Finance, Commerce, Economics, Business, or a related discipline. Minimum 10 years of relevant credit risk or credit approval experience, with proven senior-level decision-making capability. Strong credit judgement with high integrity and sound risk awareness. Proactive, adaptable, and open to change, with a continuous improvement mindset. Excellent planning, organisation, and stakeholder management skills. Independent, self-motivated, resourceful, and confident in exercising authority. Excellent command of written and spoken English This Role reports into Head of Retail Credit Risk Management What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. ## At a glance - Posted by the employer: Jul 8, 2026 - First seen by OpenNash: Oct 13, 2026 - Last checked: Oct 20, 2026 - Listed for: 104 days - Location: OCBC Malaysia, Menara OCBC - Employment type: Full-time[Apply on Oversea-Chinese Banking’s careers site →](https://ocbc.wd102.myworkdayjobs.com/en-US/External/job/OCBC-Malaysia-Menara-OCBC/Head-of-EMB-Credit-Risk-Approval---ED_JR00007616) ## More jobs at Oversea-Chinese Banking ### [AVP - Financial & Regulatory Reporting](https://jobs.opennash.com/companies/oversea-chinese-banking/jobs/d856030ed25ab9dc8e16/) OCBC Malaysia, Menara OCBC ### [AVP, Senior Financial Analyst](https://jobs.opennash.com/companies/oversea-chinese-banking/jobs/55e08cb127eb9f88b835/) OCBC Malaysia, Menara OCBC ### [Business Analyst (Finance)](https://jobs.opennash.com/companies/oversea-chinese-banking/jobs/933c27c2f55504eaa3b2/) OCBC Malaysia, Menara OCBC ### [Business Analyst – Financial and Business Management](https://jobs.opennash.com/companies/oversea-chinese-banking/jobs/e18181a0adea994cce16/) OCBC Malaysia, Menara OCBC ### [Credit Approver](https://jobs.opennash.com/companies/oversea-chinese-banking/jobs/ecefa9e9bb6273f429ee/) OCBC Malaysia, Menara OCBC ## Similar jobs at other companies ### [Risk:Credit Risk-I Team](https://jobs.opennash.com/companies/axis-bank/jobs/b4b691167f2492a512f0/) Axis Bank · Mumbai ### [Area Credit Head - Credit Retail Secured - Bidar](https://jobs.opennash.com/companies/grasim-industries/jobs/6e2f90bd2b8e97e78a0c/) Grasim Industries · Karnataka ### [Area Credit Head - Credit Retail Secured - Mysore](https://jobs.opennash.com/companies/grasim-industries/jobs/f5ac21c7871e230e4380/) Grasim Industries · Karnataka ### [Quant Model Risk Analyst/Associate - Counterparty Credit Risk](https://jobs.opennash.com/companies/jpmorganchase/jobs/1369a5a25854e383a7b9/) JPMorganChase · Bengaluru, Karnataka, India OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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