[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All Nedbank jobs](https://jobs.opennash.com/companies/nedbank/) · [Search jobs](/search/) Nedbank · National, ZA # Credit Analyst National, ZA Finance & Accounting Listed on Nedbank’s official careers site. Listed as of October 19, 2026. Check that it is still open and apply there. [Apply on Nedbank’s careers site →](https://jobs.nedbank.co.za/job/National-Credit-Analyst/1365427733/) [OpenNash Jobs](https://jobs.opennash.com/) / [Nedbank](https://jobs.opennash.com/companies/nedbank/) / Credit Analyst ## Job description Requisition and Specialist Recruiter Details REQ 144260 - Twanette Coetser Pipeline line advert Location and Cluster Business and Commercial Banking - Commercial Underwriting Gauteng National Career Stream Credit Management Leadership Pipeline Manage Self: Professional Cedit Analyst - Large ### Job Purpose To manage and maintain risk-adjusted pricing and risk ratings for complex credit lending to large corporate clients, in alignment with Basel regulatory requirements. This includes enabling value-based management and supporting the continued implementation of the Internal Ratings-Based (IRB) Approach within the investment banking environment. ### Job Responsibilities Credit Policy & Complex Lending Management: Align with the bank’s credit policy while managing complex credit lending solutions for large corporate clients. Prepare and recommend credit applications involving structured finance, syndicated loans, and multi-tiered facilities within approved parameters. Assess credit risk by analysing financial statements, debt repayment history, earnings, and corporate purchasing behaviour. Recommend appropriate credit terms and structures, including bespoke facilities, covenant packages, and risk mitigants. Evaluate the financial status of large corporations to determine risk levels using advanced financial modelling and stress testing. Apply financial ratios, industry benchmarks, and sector-specific metrics to assess cash flow adequacy and repayment capacity. Recommend credit limits and structures in line with internal lending policies and regulatory frameworks. Monitor credit reports and portfolio performance to identify emerging risks and ensure compliance with Basel and IRB standards. Measure compliance, identify breaches, and escalate risk concerns with actionable recommendations. Obtain and verify updated financial information to support ongoing credit reviews and condition signoffs. Ensure appropriate security and collateral structures are in place for complex lending transactions. Meet Nedbank Group Rating requirements by conducting thorough account reviews and identifying credit deterioration. Monitor daily excess reports to identify clients exceeding approved limits and initiate corrective actions. Risk-rate clients using internal risk systems and assess financial positions in line with IRB methodology. ### Client Relationship & Service Management Deliver high-quality service by understanding the unique needs of large corporate clients and responding with tailored credit solutions. Enhance client satisfaction by sharing insights and developing the capabilities of the client service team and stakeholders. Build strong relationships with internal stakeholders by participating in deal forums and supporting strategic initiatives. Maintain robust external client relationships by understanding their industries, capital structures, and strategic goals. Collaborate with other bank divisions (e.g., treasury, legal, risk) to structure and execute complex deals. Provide accurate and timely information to stakeholders by maintaining deep product and policy knowledge. Personal & Team Development Stay informed on regulatory changes, industry trends, and market developments affecting corporate credit. Demonstrate Nedbank’s values and vision in all stakeholder interactions. Pursue continuous learning through training, certifications, and career development initiatives. Foster a collaborative team environment through clear communication and role alignment. Process Improvement & Corporate Responsibility Identify opportunities to enhance credit processes, systems, and policies for complex lending. Support transformation and culture-building initiatives aligned with Nedbank’s strategic goals. Participate in corporate social responsibility programs that align with business and community objectives. ### Requirements Minimum 3 years’ experience in credit analysis focused on assessing the creditworthiness of large corporate clients, particularly within complex lending environments such as structured finance, syndicated loans, or multi-tiered facilities. Minimum 3 years’ experience in business or corporate banking, with a strong track record of evaluating detailed financial statements and credit reports to determine a client’s ability to meet debt obligations in high-value, multi-entity structures. NQF Level 6 or higher qualification in Financial Management, Accounting, Credit Risk Analysis, or a related field Technical / Professional Knowledge Banking knowledge Communication Strategies Data analysis Governance, Risk and Controls Industry trends Principles of financial management Relevant regulatory knowledge Relevant software and systems knowledge - Research methodology Business Acumen Behavioural Competencies Coaching Communication Continuous Learning Collaborating Work Standards Technical/Professional - Knowledge and Skills --------------------------------------------------------------------------------------- Please contact the Nedbank Recruiting Team at +27 860 555 566 ## At a glance - Posted by the employer: Not stated - First seen by OpenNash: Oct 12, 2026 - Last checked: Oct 19, 2026 - Listed for: 7 days - Location: National, ZA[Apply on Nedbank’s careers site →](https://jobs.nedbank.co.za/job/National-Credit-Analyst/1365427733/) ## More jobs at Nedbank ### [Manager Credit - Large](https://jobs.opennash.com/companies/nedbank/jobs/cb1e3be50665376b60a8/) National, ZA ### [Credit Risk Control Officer](https://jobs.opennash.com/companies/nedbank/jobs/8594210ad2b966091b18/) Johannesburg, ZA ### [Executive: Credit and Market Risk](https://jobs.opennash.com/companies/nedbank/jobs/17ed9c635e20bbd3937c/) Windhoek, NA ### [Executive: Property Finance](https://jobs.opennash.com/companies/nedbank/jobs/48a8ec3f248f7ac94f05/) Johannesburg, ZA ### [Head of Finance:GBS Finance Operations](https://jobs.opennash.com/companies/nedbank/jobs/227ee05ebd2d0a0ca67d/) Johannesburg, ZA ## Similar jobs at other companies ### [Credit Trading – Private Credit Financing – Analyst](https://jobs.opennash.com/companies/jpmorganchase/jobs/124198ce7fb2152c3a08/) JPMorganChase · LONDON, United Kingdom ### [Credit Financing - Private Credit Analyst](https://jobs.opennash.com/companies/jpmorganchase/jobs/2ebe7792215d75f920e0/) JPMorganChase · Ciudad Autónoma de Buenos Aires, Argentina ### [RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit](https://jobs.opennash.com/companies/axis-bank/jobs/eea90c2e9e8c075ffc73/) Axis Bank · Gurugram ### [RC & WC - Underwriting:Credit Analyst - SC & WC Finance - SBB Credit](https://jobs.opennash.com/companies/axis-bank/jobs/928bc63777ca6a954e56/) Axis Bank · Guwahati ### [Business Credit Officer/Corporate Credit Analyst (m/w/d)](https://jobs.opennash.com/companies/hsbc-holdings/jobs/bed1382e2846642f64f4/) HSBC Holdings · Dusseldorf, Nordrhein-Westfalen, Germany OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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