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Mitsubishi UFJ Financial

# Senior Analyst - JCBD - EMEA Credit Corporates

MUFG Global Service Private Ltd. - Mumbai Full-time Senior individual contributor Finance & Accounting 

Listed on Mitsubishi UFJ Financial’s official careers site. Posted November 6, 2026. Check that it is still open and apply there.
[Apply on Mitsubishi UFJ Financial’s careers site →](https://mufgub.wd3.myworkdayjobs.com/MUFG-Careers/job/MUFG-Global-Service-Private-Ltd---Mumbai-NKP/Senior-Analyst---JCBD---EMEA-Credit-Corporates_10078322-WD-1)

[OpenNash Jobs](https://jobs.opennash.com/) / [Mitsubishi UFJ Financial](https://jobs.opennash.com/companies/mitsubishi-ufj-financial/) / Senior Analyst - JCBD - EMEA Credit Corporates

## Job description

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Job Profile Position details Support Portfolio Management Group and handle credit coverage for EMEA subsidiaries of Japanese Corporates.

The Junior will be a corporate finance professional, supporting EMEA subsidiaries of publicly traded Japanese corporations. The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs.

Roles and Responsibilities Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers Manage a designated portfolio of Japanese corporate credit customers. Perform due diligence and scheduled reviews regularly. Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio manager.

Prepare detailed credit analysis and credit applications in accordance with EMEA Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrower’s industry / business / legal / financial risks and recommending extensions of credit to management. Basic cash flow modeling skills and understanding of assigned industries / industry sub-sectors are required, and maintain most updated knowledge on the industries through internal / external sources and direct communication with the customers.

Able to understand and assess risk of standard bank products such as loans, stand-by LC, trade finance, forex, derivatives, and securitization. Maintain direct communication with assigned customers. Oversight of covenants compliance, facility due date, condition / instruction / report required. Responsible for coordinating and communicating account information to internal auditors and external regulators (e.g., FRB, FSA, BOJ, SNIC, OCC).

Ongoing training to enhance the all-around skill sets of a portfolio manager. Perform other related functions as assigned. Deal Support Work with business lines / product groups to identify prospective transactions. Identify structural risks and mitigants in prospective transactions and recommend / enhance structuring of deals and covenant in line with policies and procedures. Advise relationship managers on credit risk issues, terms & conditions, to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio manager.

Communicate with credit divisions with regard to rating rationale, facility structuring / exposures, and ensure credit divisions are furnished with all credit related information / analysis pertinent to making a decision. Policy Compliance Ensure compliance with external regulatory requirements (JFSA, BOJ, PRA etc). Ensure compliance with internal policy and procedures by understanding and adhering to EMEA Credit Policy, Credit-Related Procedures, Credit Rules, Procedures for Credit Ratings, JCB Credit Operating Manual, and any other applicable pronouncements.

### Job Requirements

1-4 years of working experience in financial institutions or equivalent, in accounting / financial analysis areas. Excellent communication skills (both oral and written). Japanese language skill preferred MBA Finance or CA or CFA degree required Completion of formal credit training is a plus. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success.

MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

## At a glance
- Posted by the employer: Nov 6, 2026
- First seen by OpenNash: Nov 7, 2026
- Last checked: Nov 7, 2026
- Listed for: 1 day
- Location: MUFG Global Service Private Ltd. - Mumbai
- Employment type: Full-time[Apply on Mitsubishi UFJ Financial’s careers site →](https://mufgub.wd3.myworkdayjobs.com/MUFG-Careers/job/MUFG-Global-Service-Private-Ltd---Mumbai-NKP/Senior-Analyst---JCBD---EMEA-Credit-Corporates_10078322-WD-1)

## Hiring at Mitsubishi UFJ Financial
- Open jobs: 681
- New in the last 7 days: 80
- Tracked since: Jul 19, 2026

[All Mitsubishi UFJ Financial jobs](https://jobs.opennash.com/companies/mitsubishi-ufj-financial/) · [Weekly hiring report](/reports/hiring/)

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