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Mitsubishi UFJ Financial

# AVP - Credit Officer

MUFG Global Service Private Ltd. - Mumbai Finance & Accounting 

Listed on Mitsubishi UFJ Financial’s official careers site. Posted October 1, 2026. Check that it is still open and apply there.
[Apply on Mitsubishi UFJ Financial’s careers site →](https://mufgub.wd3.myworkdayjobs.com/MUFG-Careers/job/MUFG-Global-Service-Private-Ltd---Mumbai-NKP/AVP---Credit-Officer_10079862-WD-3)

[OpenNash Jobs](https://jobs.opennash.com/) / [Mitsubishi UFJ Financial](https://jobs.opennash.com/companies/mitsubishi-ufj-financial/) / AVP - Credit Officer

## Job description

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

### About the Role Position Title

Credit Risk Professional-Assistant Vice President, Diversified industries Corporate Title: Assistant Vice President Internal Title: Manager/ Assistant Vice President Reporting to: MGS Vice President / US Sector Credit Lead Location: Mumbai Roles and Responsibilities Active portfolio management of designated customers Assist the SLoD team in the management of the Energy (Oil & Gas, Power) / Diversified industries / FIG / Tech and Healthcare portfolio.
- Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management
- Prepare detailed credit memos in accordance with appropriate policies and procedures, evaluating the borrower’s industry/business/legal/financial risks and demonstrate effective challenge to provide an informed credit recommendation
- Collaborate productively with the business line to manage safety and soundness while developing the portfolio
- Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions
- Perform due diligence and regularly scheduled reviews
- Ensure compliance with external regulatory/internal policy and procedural requirements

### Deal Support
- Work with business lines/product groups to identify prospective transactions
- Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures.

Demonstrate strong verbal and written communication skills and provide relevant information/analyses to the credit officer and Group Head for final recommendation.

### Job Requirements

7 -11 years’ experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the above mentioned sectors. In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analysis Ability to build complex financial models to assess the customer’s repayment ability. In depth knowledge of loan documentation and structural risks in corporate finance.

Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC) will be beneficial. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

## At a glance
- Posted by the employer: Oct 1, 2026
- First seen by OpenNash: Oct 10, 2026
- Last checked: Oct 17, 2026
- Listed for: 16 days
- Location: MUFG Global Service Private Ltd. - Mumbai[Apply on Mitsubishi UFJ Financial’s careers site →](https://mufgub.wd3.myworkdayjobs.com/MUFG-Careers/job/MUFG-Global-Service-Private-Ltd---Mumbai-NKP/AVP---Credit-Officer_10079862-WD-3)

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### [Analyst/AVP - Credit - APAC FI](https://jobs.opennash.com/companies/mitsubishi-ufj-financial/jobs/13613e22afa3ad5dd786/)

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### [Manager Credit Analyst - US Corporates](https://jobs.opennash.com/companies/mitsubishi-ufj-financial/jobs/dd706b670473d5bff0ef/)

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