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Mashreq Bank · Bengaluru, Karnataka, India

# Senior Associate- Credit Evaluator

Bengaluru, Karnataka, India Remote Senior individual contributor Finance & Accounting 

Listed on Mashreq Bank’s official careers site. Posted September 22, 2026. Check that it is still open and apply there.
[Apply on Mashreq Bank’s careers site →](https://hcld.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/6795)

[OpenNash Jobs](https://jobs.opennash.com/) / [Mashreq Bank](https://jobs.opennash.com/companies/mashreq-bank/) / Senior Associate- Credit Evaluator

## Job description

### Job Purpose

Analyze and process credit proposals and applications of MashreqBank’s retail Lending Products also including Badr Products as well for approval or escalation to Credit Supervisors within the stipulated TAT. Key Result Areas Credit Analysis

### Analyzing for approval or escalation to higher authority
- eligibility as per policy, bank statement, past data check on “Flex cube “, Prime, and other applicable systems review through application system ‘IRIS/MWS’
- Measuring, evaluate and providing suggestion to improve the team’s productivity.
- To undertake various assigned projects to increase the unit productivity and to enhance product and credit policy for retail lending products.
- To be actively part of all trainings, process improvement initiatives and system changes for the product / process betterment.

### Exception Identification
- Exception identification for eligibility, pricing, CPV, information capture on the system and collateral compliance.
- Communicating major deficiencies and policy violations to Team Leader/Asst Manager for follow-up.
- Categorizing cases as ‘Declined’, ‘Rejected’, or ‘for Deviation Approval’ if above checks fail.
- To ensure daily productivity targets are met.
- To ensure quality service to internal / external customers by adhering to the committed turnaround time.
- To be first line of defense by exercising controls to book quality applications and to highlight any document anomalies sighted with the Fraud prevention unit

### Training & Testing
- To be actively involved in the process of training and testing implemented by the quality unit.
- To help in the on job training of the new staff in the team
- To be a key team player and should at all times keep the motivation levels up within the team Credit Policy / Product Manual & Operational Issues
- Identifying anomalies in Credit Policy and Product Manual.
- Recommending additions and modifications to Credit Policy and Product Manual.
- Recommending improvements in operational procedures and risk areas from time to time. Knowledge, Skills and Experience
- Graduate with > 3 years work experience in Credit Management environment.
- Excellent analytical skills.
- Sound interpersonal skills
- Sound knowledge in MS office tools for report purposes
- Good PC skills.
- Ability to problem solving and work independently.
- Should be customer focused and achievement oriented.

## At a glance
- Posted by the employer: Sep 22, 2026
- First seen by OpenNash: Oct 13, 2026
- Last checked: Oct 20, 2026
- Listed for: 28 days
- Location: Bengaluru, Karnataka, India
- Work arrangement: Remote[Apply on Mashreq Bank’s careers site →](https://hcld.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/6795)

## More jobs at Mashreq Bank

### [Assistant Manager- Credit Evaluator](https://jobs.opennash.com/companies/mashreq-bank/jobs/d57ff8e33470713c2945/)

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### [Assistant Manager- Credit Policy](https://jobs.opennash.com/companies/mashreq-bank/jobs/22604dd85902d1072340/)

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### [Assistant Vice President- Credit Policy](https://jobs.opennash.com/companies/mashreq-bank/jobs/2674de57cd73f5d74e45/)

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### [Assistant Vice President- Retail Credit Initiation & Compliance](https://jobs.opennash.com/companies/mashreq-bank/jobs/79e370ad79afd9813ab5/)

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### [Collections Officer.Retail Collections Credit Cards-MGS.Credit Management Group](https://jobs.opennash.com/companies/mashreq-bank/jobs/e284bce8e92d7cc403a7/)

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