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Mashreq Bank · Pakistan

# Country Product Owner – Cash Digitisation.Digital Banking Products -MBP.Retail Banking Group RBG-MBPKLTD

Pakistan On-site Full-time Product 

Listed on Mashreq Bank’s official careers site. Posted August 20, 2026. Check that it is still open and apply there.
[Apply on Mashreq Bank’s careers site →](https://hcld.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/6491)

[OpenNash Jobs](https://jobs.opennash.com/) / [Mashreq Bank](https://jobs.opennash.com/companies/mashreq-bank/) / Country Product Owner – Cash Digitisation.Digital Banking Products -MBP.Retail Banking Group RBG-MBPKLTD

## Job description

### Job Purpose

Mashreq Bank Pakistan is seeking a visionary and execution-driven EVP – Country Product Owner
- Cash Digitisation to lead the strategy and development of cash digitisation vertical.

The role will be responsible for end-to-end ownership of all the cash digitisation initiatives, digital instruments, digital KIOSK channel, Digital International Transfers and new partnerships, including their development on customer-facing digital touchpoints, for example, mobile banking, internet banking, and emerging platforms (chatbots, conversational AI, open banking, etc.). This is a critical leadership position that requires strategic thinking, product innovation, and execution excellence to position Mashreq Bank as the leading digital-first bank in Pakistan.

### Key Result Area

Strategic Leadership
- Define and execute the bank’s cash digitisation strategy aligned with customer needs, regulatory expectations, and business objectives.
- Champion the digital & agile model across the organisation

### Product Ownership
- Lead the product management, design, and development of:
- Cash Digitisation Roadmap (Individual & SME)
- Lead the development and roadmap of the Digital KIOSK channel
- Lead the development and roadmap of International Transfers initiatives.
- New Partnerships product development
- Product and Features roll out on cross platforms.
- Align the product dependencies both internal & external.

### Customer Experience & Innovation
- Build intuitive, secure, and personalised digital journeys across platforms.
- Leverage data analytics, customer feedback, and UX best practices to enhance experience.

### Technology & Delivery
- Collaborate with Engineering, Information Security, and DevOps to ensure secure, scalable, and high-performing digital platforms. Drive agile delivery frameworks and manage digital product backlogs. Performance & P&L
- Own KPIs related to digital transactions and optimisation of Cash IN & Cash Out cost.
- Ensure product adoption across the customer segments.

### Stakeholder & Partner Engagement
- Work closely with Compliance, Risk, and SBP regulators to ensure secure and compliant platforms.
- Build strategic alliances with fintech’s, telcos, Banks and technology providers. Strong understanding of SBP digital banking regulations, cybersecurity, and regional customer behavior.

### Experience
- 10+ years in digital banking, fintech, or digital product leadership; minimum 5 years in a senior/executive role.

### Education
- Bachelor’s in computer science, Business, or related field; MBA or master’s preferred.
- Expertise in: Digital Product Development, Digital channels, UX/UI, Agile delivery, Open APIs, emerging technologies (AI/ML, cloud, open banking)
- Proven track record of launching and scaling digital products in banking or financial services.

## At a glance
- Posted by the employer: Aug 20, 2026
- First seen by OpenNash: Oct 13, 2026
- Last checked: Oct 13, 2026
- Listed for: 54 days
- Location: Pakistan
- Work arrangement: On-site
- Employment type: Full-time[Apply on Mashreq Bank’s careers site →](https://hcld.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/6491)

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