[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All KBC Group jobs](https://jobs.opennash.com/companies/kbc-group/) · [Search jobs](/search/) KBC Group · Varna, Bulgaria # Functional Analyst Credit Risk Varna/Sofia Varna, Bulgaria Full-time Finance & Accounting Listed on KBC Group’s official careers site. Posted April 23, 2026. Check that it is still open and apply there. [Apply on KBC Group’s careers site →](https://careers.kbc-group.com/SSC_BG/job/Functional-Analyst-Credit-Risk-VarnaSofia/89154-en_GB/) [OpenNash Jobs](https://jobs.opennash.com/) / [KBC Group](https://jobs.opennash.com/companies/kbc-group/) / Functional Analyst Credit Risk Varna/Sofia ## Job description ### Who are we KBC Global Services is the engine behind KBC Group – a leading bank-insurance group with over 41,000 talented employees serving more than 12 million clients across Europe. Since 2021, we have been supporting the digital transformation of KBC Group providing software development, QA, AI and other IT solutions working on a wide range of projects combining classical IT with digital banking. This vacancy is situated in the ART Credit Risk in the domain of client and credit risk calculations (IFRS9.2 impairments). The IFRS9 Central Engine team is a group of committed and enthusiastic employees who give the best of themselves every day to maintain and implement new functionalities on the calculation engine in the IFRS9.2 processes. Why us? Because we care. Choosing us, you are choosing work that works for you. ### Job Description As our Functional Analyst, you would have the following responsibilities: Take the lead in coordinating several changes end-to-end; Responsible for converting the business requirements into a functional design in which alternatives (cost/benefit/impact) are worked out; Act as a key link between business and IT, performing functional analysis to ensure systems meet business needs within established architecture and standards; Challenge business requirements and translate them into clear functional specifications; Document analyses, validate results with stakeholders, and create functional test cases to ensure high-quality delivery; Collaborate within an international Business & IT team, maintaining strong relationships with partners while constructively managing time, scope, and budget constraints; Work in a SAFe environment, delivering software in short sprints to improve time-to-market, and continuously evaluate and adjust in consultation with the business. ### Key competences that will help you succeed Self-motivated, proactive, and able to work independently while taking initiative and responsibility; Has good communication skills to translate business or functional topics to technical colleagues and technical topics to business users; Understands the business cases, changes, scenarios at a high level; Solving problems and an analytical mind to think of outside the box and deliver cost saving solutions; Understanding of data, data models, and data analysis; Working knowledge of data warehouse models and data analysis; Can work in project as well as business as usual mode; Quick to adapt to the IT landscape, with strong analytical skills and the ability to combine functional and technical tasks; Fluent in English with outstanding verbal and written communication; Degree in Finance/Accounting/Economics or similar; Business Credit Risk knowledge; Experiance with SQL, Data Modelling; At least 2 years experiance at similar position. ### Next Steps If you find this job opportunity interesting and you recognize yourself in the above, apply via the button with your CV in English. 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Innovate with us! ## At a glance - Posted by the employer: Apr 23, 2026 - First seen by OpenNash: Jul 31, 2026 - Last checked: Oct 18, 2026 - Listed for: 178 days - Location: Varna, Bulgaria - Employment type: Full-time[Apply on KBC Group’s careers site →](https://careers.kbc-group.com/SSC_BG/job/Functional-Analyst-Credit-Risk-VarnaSofia/89154-en_GB/) ## More jobs at KBC Group ### [Application Manager (Credit Risk)](https://jobs.opennash.com/companies/kbc-group/jobs/e1c60db6a1a7ac9455b6/) Varna, Bulgaria ### [Application Manager (Finance team in Rainbow)](https://jobs.opennash.com/companies/kbc-group/jobs/e30a55717da7df56dde7/) Varna, Bulgaria ### [Functional Analyst (IT Processes & Tooling team)](https://jobs.opennash.com/companies/kbc-group/jobs/ca6b12ca22dc2e818d25/) Varna, Bulgaria ### [Functional Analyst Human Chanels](https://jobs.opennash.com/companies/kbc-group/jobs/1caa4de897dcc6ef0e7f/) Varna, Bulgaria ### [Mainframe Academy Developer](https://jobs.opennash.com/companies/kbc-group/jobs/62a82e39b8ee5c2e7d83/) Varna, Bulgaria ## Similar jobs at other companies ### [Quant Model Risk Analyst/Associate - Counterparty Credit Risk](https://jobs.opennash.com/companies/jpmorganchase/jobs/1369a5a25854e383a7b9/) JPMorganChase · Bengaluru, Karnataka, India ### [Credit Risk Analyst](https://jobs.opennash.com/companies/totalenergies/jobs/dcb0994e34f6faca941b/) TotalEnergies ### [Senior Credit Risk Analyst](https://jobs.opennash.com/companies/banca-mediolanum/jobs/3f54e42310c207232752/) Banca Mediolanum · Banca Mediolanum Sede ### [Corporate & Investment Bank Credit Risk Analyst](https://jobs.opennash.com/companies/jpmorganchase/jobs/a92cfdfc5d62122ed48c/) JPMorganChase · Mumbai, Maharashtra, India ### [Credit Risk Analyst](https://jobs.opennash.com/companies/siemens-energy/jobs/b8b9ecca780dae1a7d7f/) Siemens Energy OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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