[Skip to main content](#main-content) [OpenNash Jobs](https://jobs.opennash.com/) [Hiring report](/reports/hiring/) · [All JPMorganChase jobs](https://jobs.opennash.com/companies/jpmorganchase/) · [Search jobs](/search/) JPMorganChase · Bengaluru, Karnataka, India # Credit Officer Bengaluru, Karnataka, India Finance & Accounting Listed on JPMorganChase’s official careers site. Posted June 22, 2026. Check that it is still open and apply there. [Apply on JPMorganChase’s careers site →](https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1001/job/210757378) [OpenNash Jobs](https://jobs.opennash.com/) / [JPMorganChase](https://jobs.opennash.com/companies/jpmorganchase/) / Credit Officer ## Job description As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Credit Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The officer evaluates credit applications for recommendation. - Independently analyzes, or at times may work with more Senior Credit Officer, to evaluate the risk of adding a particular transaction to the bank's loan portfolio. - Identify additional information requirements needed to properly assess risks of the transaction. - Understand and assess the customer’s business model and its viability in the long run. - Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business. - Considers alternative credit structures to mitigate risk where appropriate. - Recommend action to be taken on credit, identifies key risks and information requirements. - Ensure that credit facilities presented are properly graded. - Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements. - Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers. Minimum Skills, Experience and Qualifications We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. - 5-7 plus years’ experience as a credit underwriter or similar position requiring business knowledge and credit judgment. - Postgraduate or an advanced degree in business management, finance or accounting. - Ability to formulate and articulate objective views based on professional analysis. - Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues. - Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. - Good organization skills and ability to work within time constraints in a highly regulated industry. - Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts. ## At a glance - Posted by the employer: Jun 22, 2026 - First seen by OpenNash: Jul 10, 2026 - Last checked: Oct 13, 2026 - Listed for: 113 days - Location: Bengaluru, Karnataka, India[Apply on JPMorganChase’s careers site →](https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1001/job/210757378) ## More jobs at JPMorganChase ### [Alternative Fund Services - Private Fund Services - Fund Accounting - Analyst/Associate - Bangalore](https://jobs.opennash.com/companies/jpmorganchase/jobs/1f985274815405d8bc78/) Bengaluru, Karnataka, India ### [Analyst - Financial Analysis](https://jobs.opennash.com/companies/jpmorganchase/jobs/9b2a48f067761e08ca41/) Bengaluru, Karnataka, India ### [Analyst - Financial Planning & Analysis](https://jobs.opennash.com/companies/jpmorganchase/jobs/b733f69276b403acf747/) Bengaluru, Karnataka, India ### [Analyst - Investment Decisioning -Cards Finance](https://jobs.opennash.com/companies/jpmorganchase/jobs/2e93cfaadb94f61c5793/) Bengaluru, Karnataka, India ### [Analyst - Product Controller](https://jobs.opennash.com/companies/jpmorganchase/jobs/41acb11658df5ba1a933/) Bengaluru, Karnataka, India ## Similar jobs at other companies ### [Collections Officer.Retail Collections Credit Cards-MGS.Credit Management Group](https://jobs.opennash.com/companies/mashreq-bank/jobs/e284bce8e92d7cc403a7/) Mashreq Bank · Bengaluru, Karnataka, India ### [RC - Credit Officer - B2B - Rural Credit](https://jobs.opennash.com/companies/axis-bank/jobs/d5552a7cdb2b62507436/) Axis Bank · Ambala ### [RC - Credit Officer - B2B - Rural Credit](https://jobs.opennash.com/companies/axis-bank/jobs/831cada89f3803b41a8d/) Axis Bank · Karnal ### [Credit Officer](https://jobs.opennash.com/companies/grasim-industries/jobs/35a34192ec1b5710d4ce/) Grasim Industries · Maharashtra ### [Business Credit Officer/Corporate Credit Analyst (m/w/d)](https://jobs.opennash.com/companies/hsbc-holdings/jobs/bed1382e2846642f64f4/) HSBC Holdings · Dusseldorf, Nordrhein-Westfalen, Germany OpenNash lists jobs from employers’ own careers sites and does not handle applications. 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