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JPMorganChase · Dallas, TX

# Lead Credit Officer, Vice President - Asset Based Lending

Dallas, TX, United States Executive Finance & Accounting 

Listed on JPMorganChase’s official careers site. Posted October 5, 2026. Check that it is still open and apply there.
[Apply on JPMorganChase’s careers site →](https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1001/job/210788936)

[OpenNash Jobs](https://jobs.opennash.com/) / [JPMorganChase](https://jobs.opennash.com/companies/jpmorganchase/) / Lead Credit Officer, Vice President - Asset Based Lending

## Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Investment Bank Asset Based Lending team manage a portfolio of accounts and assess new business transactions.

### Job Responsibilities

Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends, and covenant compliance and lead credit relationship with client and internal stakeholders Perform due diligence for loans, derivatives, leases, and cash management including: financial due diligence, financial modeling, field exam, appraisal, and legal diligence Assign and assess internal ratings, risk assessment and risk mitigation.

Recommend changes in structure or account management strategy to address negative trends. Interpret collateral appraisals and field exams.

Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issues Lead ABL credit structuring and legal document negotiations, as well as point person on amendments and waivers Effectively challenge Banking Teams, partner with ABL Originations and Syndications, Debt Capital Markets, Treasury Services, Equipment Finance, Derivatives, and Loan Operations
- Communicate with Senior Management, respond to regulatory requests, and maintain internal credit files
- Train and mentor junior team members Required qualifications, capabilities, and skills Minimum 5 years' experience in commercial banking, credit risk, and portfolio management with Asset Based Lending financing knowledge.

Bachelor's degree. Strong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentation. Excellent communication and presentation skills - both written and verbal. Ability to think critically and multitask in a fast-paced environment. Strong interpersonal and relationship development skills. Proficiency in Microsoft Excel, Word, PowerPoint and Outlook. Preferred qualifications, capabilities, and skills The following additional items will be considered but are not required for this role.

Formal credit training program is a plus. Bachelor's degree in Accounting or Finance. This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

## At a glance
- Posted by the employer: Oct 5, 2026
- First seen by OpenNash: Oct 13, 2026
- Last checked: Oct 20, 2026
- Listed for: 15 days
- Location: Dallas, TX, United States[Apply on JPMorganChase’s careers site →](https://jpmc.fa.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1001/job/210788936)

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