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HDFC Bank · Kochi

# Operations (Credit Processing)

Kochi Finance & Accounting 

Listed on HDFC Bank’s official careers site. Listed as of October 18, 2026. Check that it is still open and apply there.
[Apply on HDFC Bank’s careers site →](https://homeloans.hdfc.bank.in/apply-now?position=93711)

[OpenNash Jobs](https://jobs.opennash.com/) / [HDFC Bank](https://jobs.opennash.com/companies/hdfc-bank/) / Operations (Credit Processing)

## Job description

### Job Description

Operations (Credit processing)
- Appraisal
- To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator.
- Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
- Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
- Negotiating Skills
- Probing to understand customer's need, managing objections, and Structuring solutions, closing.

### Qualifications
- Fresh/experienced B Com Graduates, M Com, CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam. Location

### Kochi Desired Candidate Profile Required Experience
- 2+ years experience will be an added advantage | Education: Graduates, M Com, CA or MBA

## At a glance
- Posted by the employer: Not stated
- First seen by OpenNash: Jul 20, 2026
- Last checked: Oct 18, 2026
- Listed for: 90 days
- Location: Kochi[Apply on HDFC Bank’s careers site →](https://homeloans.hdfc.bank.in/apply-now?position=93711)

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Dates come from the employer where stated; “first seen” and “last checked” are our own observations.

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