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Goldman Sachs Group · Dallas, United States

# Risk, Credit Risk (Asset Finance), Associate / Vice President, Dallas

Dallas, United States Executive Finance & Accounting 

Listed on Goldman Sachs Group’s official careers site. Listed as of October 18, 2026. Check that it is still open and apply there.
[Apply on Goldman Sachs Group’s careers site →](https://higher.gs.com/roles/179695)

[OpenNash Jobs](https://jobs.opennash.com/) / [Goldman Sachs Group](https://jobs.opennash.com/companies/goldman-sachs-group/) / Risk, Credit Risk (Asset Finance), Associate / Vice President, Dallas

## Job description

Risk, Vice President, Credit Risk-- Dallas

### OVERVIEW

Seeking an experienced hire at the VP level to join the Asset Finance team in Credit Risk (CR) The Asset Finance team risk manages a large and growing book of credit exposures across collateralized wholesale lending and derivative trading in the structured finance and commercial real estate sectors. The role offers exposure to a variety of client types, financing structures, collateral types, as well as interaction with key internal and external stakeholders.

The role requires transaction structuring knowledge, familiarity with risk ratings, demonstrated ability to provide effective challenge, proven ability to collaborate effectively under tight timelines whilst managing multiple assignments, excellent communication skills, as well as the ability and willingness to coach and nurture emerging talent. CR is responsible for managing the Firm's credit exposure to its lending and trading counterparties.

Credit professionals protect the Firm's capital by using in-depth knowledge of our clients, markets, and products to make decisions on acceptable level of risk appetite. Credit Risk provides a unique opportunity to develop a variety of professional skills and expertise in risk management while working on financial transactions and gaining a broad perspective on how the entire Firm functions. The interaction with numerous departments and the range of projects allow for a challenging, varied and multi-dimensional work environment The Risk Division is a team of specialists charged with managing the Firm's risk, and providing overall financial control and reporting functions.

Whether assessing the creditworthiness of the Firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the Firm's success. The division is ideal for collaborative individuals who have strong ethics, communication skills, and attention to detail.

### Key Responsibilities

Underwrite structured financings (warehouse and other asset-backed financings) and commercial real estate financing transactions Represent CR on deal structuring discussions and client due diligence meetings
- Coordinate with business, legal and other teams to fully analyze transactions and ensure appropriate documentation, risk mitigants, and limits to minimize defaults and maximize recoveries Draft deal memoranda, expressing and supporting CR's recommendations
- Present credit views in meetings with senior management and committee members; escalate issues to CR senior management
- Perform transaction/counterparty reviews, including recommending appropriate internal risk rating for each counterparty and setting credit limits
- Monitor the performance of credit exposures in the portfolio, including adherence to terms and covenants, and help formulate risk-mitigating strategies as necessary Detect and escalate notable industry trends and recommend appropriate action to senior management
- Monitor and manage exposure at the facility, product, and portfolio levels; perform sector analysis regularly in order to assess portfolio concentrations and trends Coach Associates and Analysts through transaction-specific work and non-transaction related tasks
- Support ad-hoc non-transaction project work

### Basic Skills & Experience

Bachelor's degree (or international equivalent) Minimum of 6 years of credit risk management experience, with exposure to loan underwriting Experience assessing structured financing & lending and/or Commercial Real Estate financing transactions

### Preferred Skills & Experience
- Knowledge of lending, derivatives, and funding products and related lending and trading documentation
- Familiarity with regulatory risk rating requirements and application of such guidance
- Strong analytical and communication skills, both oral and written
- Strong organizational skills and the ability to manage multiple assignments concurrently Experience in team environment, including to work with colleagues across multiple offices and locations Flexibility, ability to learn quickly
- Demonstrated ability and willingness to coach and nurture emerging talent

### Competencies Functional Expertise
- Keeps up-to-date with emerging business, economic, and market trends

### Technical Skills
- Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills

### Drive and Motivation
- Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks

### Client and Business Focus
- Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations Teamwork
- Gives evidence of being a strong team player, collaborates with others within and across teams, encourages other team members to participate and contribute and acknowledges others' contributions

### Communication Skills
- Communicates what is relevant and important in a clear and concise manner, shares information/new ideas with others, and demonstrates judgment to escalate as appropriate

### Judgment and Problem Solving
- Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues Creativity/Innovation
- Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and have practical value

### Influencing Outcomes
- Presents sound, persuasive rationale for ideas or opinions. Takes a position on issues and influences others' opinions by presenting persuasive recommendations Coaching
- Being coachable in adapting to the Firm's culture and becoming a culture carrier in coaching junior colleagues whilst challenging themselves and others to improve

## At a glance
- Posted by the employer: Not stated
- First seen by OpenNash: Aug 20, 2026
- Last checked: Oct 18, 2026
- Listed for: 59 days
- Location: Dallas, United States[Apply on Goldman Sachs Group’s careers site →](https://higher.gs.com/roles/179695)

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